Job Description

Role Responsibilities

• Review and assess Customer Due Diligence (CDD) cases from Business units for Money Laundering/Terrorist Financing / Tax Evasion and Sanctions Risks.
• To be subject matter expert on interpretation of policies, procedures and regulations in relations to Money Laundering, KYC and CDD.
• Keep up to date with AML/CFT and sanctions laws regulations and developments.
• Answer enquiries from business units regarding KYC and account opening.
• Provide training/coaching to Business on policies/procedures changes relating to Money Laundering, KYC and CDD.

Strategy

• Embrace Here for good and Group\xe2\x80\x99s brand and values in SAT team.

Business

• CPBB \xe2\x80\x93 Retail Individual and Business banking (including Medium Enterprise).

Processes

• KYC/CDD Account Opening and Periodic/Trigger Review.

People & Talent

• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from the team and work in collaboration with risk and control partners.

Risk Management

• Execution responsibility for identifying, assessing, monitoring, controlling and mitigating financial crime risk, sanctions risk and reputational risks to the Group. Also, an awareness and understanding of the main risks facing the Group and the role the individual plays in managing them.

Governance

• Take personal responsibility for awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Internal
BB CDD Analyst/Relationship Manager/ Sales Manager/ Sales Support/ Service Support

• Checking of CDD Cases for NTB / BIL / ETB
• Dealing on case specific on matters relating to Clarification on case specific, rejections, completeness, etc.

Business Ops Risk

• Clarifications on CST Observations / Exceptions

Group Quality Assurance

• Clarifications on QA Observations / Exceptions on quality of CDD review

CFCC

• To seek and provide clarification from Country FCC on case routed for Approval or when a specific direction is required, when this is not clearly mentioned in the Policy/Procedure.

Other Responsibilities

• Embed Here for good and Group\xe2\x80\x99s brand and values in Singapore / CDD Operations / SAT, perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).
• To perform quality Customer Due Diligence (CDD) reviews relating to all New to Bank (NTB), Business Instalment Loans (BIL) and Existing to Bank (ETB) assigned.
• Timely completion of CDD reviews within agreed TAT with Business.
• Timely update of tracker to reflect current review status.
• To ensure there is no breach of CST exceptions and Business Restrictions (arising from Overdue Periodic or Trigger Review).
• To support CDD Operations in assigned tasks, where required (e.g., Remediation, Uplifted Standards, etc.)
• Provide guidance to BB CDD Analysts and Frontline (RM / Sales) on CDD Related matters.
• To provide Support to Team Leader on ad-hoc activities (as required).

Our Ideal Candidate

• 1+ years\xe2\x80\x99 experience in AML/KYC and/or client onboarding, from banking and/or financial services sector with a focus on private banking clients, including corporate
• Strong understanding of regulatory requirements relating to CDD/AML
• Compliance knowledge applicable to the Financial Services industry is an advantage
• Proactive and solution driven team player
• Proficient in Microsoft Office

Role Specific Technical Competencies

• AML/CTF Policies, Procedures and Regulations
• MS Office
• Written Communication
• Detailed minded to perform 100% checking against AML/CDD policies.
• Exercise care in protecting confidential customer data.
• Ability to learn fast, meticulous.

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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