Job Description

The Role Responsibilities

• Transaction Banking Group Product Management is hiring an Associate, Card Payables who will support the preparation, development, go-to-market, launch and ongoing optimization of the commercial card proposition for Corporate, Commercial and Institutional Banking (CCIB) clients. The role will be for a candidate who will be interested and keen to develop specialist skillset in commercial card and generalist knowledge of product management within the cash management and working capital space.
• You will be supporting the cash management agenda to fulfil CCIB clients\xe2\x80\x99 need for a more efficient method of payment in all areas of procurement, from travel & entertainment (T&E) to B2B. You should be comfortable with data, market research, development of commercialisation material and peripherals that will be deployed to our key transaction banking markets. The candidate will also be required to develop and demonstrate an ability to manage stakeholders within and outside of transaction banking.
• In addition, you will also be responsible for supporting external partnerships with card processors, card schemes, vendors and fintech companies within the commercial card payment eco-system.

Strategy

• Support senior product managers in the delivery of the commercial card strategy and value proposition, especially in the areas of consulting, competitor analysis, process design, governance, and control.

Business

• Develop commercialisation and go-to-market material to support internal and external training, marketing, and business development opportunities.
• Identify opportunities within the commercial card proposition and jointly develop such opportunities into viable client value propositions that will drive value for clients in the commercial cards space.
• Work independently and in support of senior product managers to manage change within Standard Chartered, ensuring synchronisation of efforts across multiple stakeholders across Transaction Banking, Digital Channels, IT, Operations, Risk and Control.

Processes

• Work with internal and external stakeholder to drive positive change towards the delivery of a sustainable commercial card proposition with the objectives of minimising cost to serve, and delivery of a competitive client and cardholder experience.

Risk Management

• Support senior product managers in change management by coordinating risk and governance efforts in the areas of product governance processes, risk approval committees.

Governance

• Ensure adherence to all governance policies and framework in all aspects of deliverables.
• Complete all required governance and regulatory obligation and training where applicable.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

Key stakeholders

• CCIB Coverage and Sales
• Central Cash Management team & Pillar Leads
• Product Development Teams
• Trade Working Capital and Trade Open Account Teams (Supply Chain Finance)
• DCDA Management Team
• Local Cash Product teams
• CFCC, Legal and Operations Risk, COO

Our Ideal Candidate

• 5+ years of experience in corporate commercial cards in product or implementation role.
• Excellent product development, business development knowledge within corporate commercial cards space
• Experience in international product management.
• Able to stretch in implementation, market management, product management.

Role Specific Competencies

• Knowledge of Product Line
• Marketing Strategy and Positioning
• Business Markets
• Business Performance Management
• Customer Behaviour and Preferences

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website

Standard Chartered