Job Description

AVP, Credit Analyst, Global Financial Institutions - (23000005)


Credit Analyst, Global Financial Institutions (GFI) The candidate will be part of a dynamic team covering Global Financial Institutions. Key Responsibilities:
Reporting to the Team Head, you will:

• Be responsible for the pro-active management of a portfolio of regional and global accounts for NBFIs/Banks by providing insightful, relevant, succinct and timely credit analysis on the portfolio.
• Work closely with Relationship Managers in pursuing their client strategies through proactive idea generation, discussion on key risk aspects, including accompanying Relationship Managers on client visits if needed, as part of general due diligence in respect of credit analysis.
• Work with different Business Units and Financial Institutions Credit Risk Management to structure credit facilities with risk mitigants to manage credit risks, through making appropriate recommendations for credit approvals. These would include the credit facilities extended to counterparties by OCBC Group\xe2\x80\x99s subsidiaries.
• Ensure timely review of credit reviews and counterparties\xe2\x80\x99 ratings in accordance with the Bank\xe2\x80\x99s internal policies and guidelines.
• Kept abreast with the Bank\xe2\x80\x99s credit policies and procedures and recommend relevant changes, as required.
• Proactively monitor industry-wide news, events and/or developments that may impact the portfolio, as well as of covenants and risk triggers where applicable.
• Ensure that new transactions and credit renewals meet OCBC\xe2\x80\x99s risk acceptance criteria, credit policies and procedures and regulatory requirements.
• Provide inputs in discussions with other functions within Group Risk Management in regular reviews of counterparty rating models.
• Understand and recommend appropriate credit terms in documentation, including loan facility agreements, ISDA/CSA, GMRA and GMSLA, etc.
• Support Team Head and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the department\xe2\x80\x99s and/or team\'s activities and processes.

Regulatory and Business Conduct:

• Display exemplary conduct and live by the Group\'s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across OCBC Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Qualifications

The ideal Candidate will meet the following requirements:

• A good relevant degree from a recognized university.
• Minimum 5 years of relevant credit experience in established banks/financial institutions.
• Strong analytical ability, focused on the assessment and calibration of credit risk.
• Good understanding of financial statement analysis and banking products such as lending, trade, treasury products, etc.
• Good communication ability with various stakeholders including frontline business and risk management colleagues.
• A good team player who is driven, pro-active with a positive attitude, able to work independently in a dynamic, fast-changing environment.
• Displays willingness and ability to express opinions and work in a fast-paced environment.
• Possesses knowledge of standard loan documentation, ISDA/CSA, GMRA, GMSLA.
• Has excellent written and interpersonal communication skills.

At OCBC, we recognise your drive, passion and talent. We will bring out the best in you and empower you to excel. Fulfil your life goals and career ambitions with us.

• We regret that only shortlisted candidates will be notified.

Primary Location: Singapore Job: Credit Assurance & Portfolio Management Organization: OCBC Singapore Schedule: Permanent Job Posting: 03-Jan-2023, 1:14:54 AM