Job Description

Why Join
Join an innovative team that utilises data, technology and analytics to drive credit decision making.
How you succeed

• Be data-driven and have a digital-first/automation-first mindset.
• Willing to go beyond traditional boundaries and processes.
• Possess the girt to drive and implement change.

What you do

• Conduct portfolio reviews and refine/create data-driven credit policies for use in underwriting.
• Extract insights from data to facilitate credit portfolio management.
• Manage portfolio dashboards and reports submitted to Risk Management and Business Units, providing meaningful analysis for performance trends.
• Automate, optimise data processing / analytics pipelines that are used in credit risk analytics/dashboards.
• Lead the 3-member Consumer Secured Credit Analytics Team (for more senior candidates)

Who you work with
Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimising risk-adjusted returns. It\'s about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world\'s strongest banks.

Qualifications
Who you are

• You have strong applied quantitative skills, and/or would ideally possess a degree with good amount of quantitative content (e.g., Engineering, Physics, Statistics, Mathematics, Finance, Economics etc)
• You have strong experience in the use of SAS and SQL to perform data analysis and manipulation
• You should ideally (not mandatory, but an advantage) be familiar with the use of other programming/scripting languages (e.g., Python, R)
• You have good written communication skills
• You are able manage multiple work-streams/tasks and to work independently
• You are willing to take on new challenges and work in a fast-paced environment.
• You should have a minimum of 4 years working experience in credit portfolio risk analytics
• To be considered for the Team Lead, you should have a minimum of 6 years working experience in credit portfolio risk analytics, and more than 1 year experience in leading small teams

Who we are
Singapore\'s longest established bank, we\'ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we\'re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On.
In everything we do.
And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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