Job Description

Company Description

RHB Singapore is a progressive and growing financial organization. We are committed to creating a fulfilling, dynamic and engaging work environment for our team of more than 15,000 employees across nine locations in ASEAN, China and Hong Kong.



PRIMARY OBJECTIVE:

Being a team player in the team, assist the team to ensure smooth running of:

Credit Review Process and issues.

Asset Quality of CMP Loans Portfolio

Credit risk issues including asset quality, risk & loss control for CMP Loans Portfolio * Co-manage in areas such as:

• Compliance for CMP
• Audit for CMP
• Operational Risks for CMP

Co-assist in coordinating departmental meetings

Ensure completion of all mandatory training

KEY RESPONSIBILITIES:

• CMP Loans Portfolio (Asset Quality, Credit Reviews & Credit issues)

• Preparing monthly credit reviews
• Co-manage CMP delinquent portfolio, including highlighting any red flags, ensuring reminders and demand letters are sent promptly, and performing culling exercise of the portfolio
• Risk, Compliance & Audit

• To assist in CMP's Business Risk Compliance Officer's role and responsibility which include:
• Covering as coordinator / liaison party with Risk, Compliance and Audit
• Assisting to identify market, operational and documentation risk that the department will be subjected to (Risk)
• Assisting to develop and monitor the controls in place to reduce the department's risk exposure (Risk)
• Assisting to vet and approve any risk / loss (LDCs) affecting or incurred via EVO by CMP (Risk)
• Performing timely assessment and submission of Risk related reporting (RCSA, KRI, KCT, MRA, BCM etc) (Risk)
• Ensure the department complies with all the regulatory and internal guidelines (Compliance)
• Assisting to highlight any regulatory updates or compliance findings (Compliance)
• Assisting to coordinate on all regulatory survey or information gathering for the department (Compliance)
• Performing timely assessment and submission of Compliance related reporting (KOR, AMLRA, MAS Credit Condition Survey / SME Financing Survey, CRS, FATCA reporting) (Compliance)
• Assisting to coordinate and assist on any audits performed on the department (Audit)
• Assisting to coordinate and submit any requests (PARA, Audit Risk Assessment) or queries posted by auditor (Audit)
• Assisting to implement and manage control / checking process to ensure department is compliance to existing policy, guideline and regulations
• Assisting to highlight and manage any risk, compliance related issue arising from the market practice or within the department
• Assisting to highlight any updates on Ops Risk / Regulatory or Compliance related matter to the department
• Co-handle / Co-administer / co-onduct any ad-hoc projects / meetings / discussions / briefings pertaining to Risk, Compliance and Audit matters
• Process Control for CMP

• To assist in the roles and responsibilities of Deputy CMP coordinator for Process Control, which includes:

• managing and controlling the process & procedures that the department is using and subject to
• coordinating and summarizing any updated OM from other departments
• highlighting any updated process or procedures that will affect CMP
• ensuring the department's OM is being reviewed
• handling / administering any ad-hoc projects / meetings / discussions pertaining to Process & Procedures matters
• To complete all the mandatory training

Qualifications

• Degree Holder
• Minimum of 3 years of relevant experience, preferably in the credit approving, control and administration capacity.
• Possess good knowledge in lending skills and processes, especially in the Commercial/SME banking segment.
• Excellent analytical skills and keen attention to details.
• Good communication and interpersonal skills with the ability to manage staff and work with other support units.
• Able to work in a high pressure environment as well as in a team

Additional Information

RHB is a dynamic organization that promotes a work culture of high performance, where its biggest asset, the RHB-ians, are continuously developed & nurtured to their fullest potential through its robust talent management practices.
At RHB, we take PRIDE in our people and our teams. Great relationships built on trust, a 'leading it right'environment, challenging assignments