Job Description

Industry/ Organization Type: Management Firm/InvestmentPosition Title: Business Development Manager (SME Loans)/ Business Development Executive (SME Loans)Working Location: ChinatownWorking Hours: 5 days (Monday to Friday,9.30am to 6.30pm) (Flexible)Salary Package: Up to $4000 + CommissionDuration: PermanentKey ResponsibilitiesEstablish and nurture relationships with SME clients to understand and meet their financial needs and goals.Serve as the primary contact for SME clients, promptly addressing their inquiries and requests.Analyze clients\' businesses, market trends, and financial situations to offer customized financial solutions.Identify and pursue new lending opportunities within the SME sector through active prospecting and lead generation.Evaluate loan applications through detailed credit assessments and risk analysis to determine creditworthiness and financial health.Negotiate and structure loan agreements in line with policy and regulatory standards, focusing on risk management.Oversee and manage a portfolio of SME loans, ensuring adherence to terms and timely repayments while monitoring for potential risks.Collaborate with internal teams to ensure accurate documentation and efficient loan processing.Advise SME clients on financial strategies for business growth, cash management, and effective capital use.Guide clients through the loan application process, ensuring clarity and compliance at every step.Other ad hoc duties as assigned.APPLY NOW!!Proven experience in commercial banking or SME lending, with a strong background in relationship management and business development.A track record of managing SME loan portfolios, achieving financial targets, and implementing risk controls.Expertise in financial analysis, risk assessment, loan structuring, and credit underwriting in the SME context.Excellent communication skills, capable of discussing complex financial issues clearly and building strong client relationships.Strong network-building skills with a deep connection to the SME community and related stakeholder

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