Job Description

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Why Join
As a Funding & Capital Management Specialist at OCBC, you'll play a critical role in ensuring the bank's financial stability and resilience. You'll work closely with various stakeholders to manage the bank's funding and capital, making strategic decisions that impact the bank's overall performance. This is a challenging and rewarding role that requires strong analytical skills and a deep understanding of the banking industry.
How you succeed
To succeed in this role, you'll need to stay up-to-date with market trends and regulatory requirements, analyzing data to identify opportunities and risks. You'll work collaboratively with cross-functional teams to develop and implement funding and capital management strategies, ensuring that the bank's financial position is optimized. Strong communication and problem-solving skills are essential to navigate complex issues and drive results.
What you do
The Cash Management Analyst is responsible for supporting OCBC Securities Pte Ltd in area of cash management function. He/she is responsible for collating and analysing data points of the company's cash flow and obligations to ensure adequate liquidity for daily operations and financial commitments. This includes forecasting cash needs, optimizing the use of available cash, coordinating with various departments to gather relevant data, managing risks related to cash flow and interest rates, and preparing detailed cash flow reports to support effective financial decision-making.
1. Monitor and Manage Cash Flow

• Track daily cash inflows and outflows across the company.
• Maintain real-time visibility of cash balances and liquidity positions.
• Ensure sufficient liquidity to meet daily operational needs and financial obligations.

2. Forecast Cash Requirements

• Analyse historical cash flow data and upcoming financial commitments.
• Prepare short-term and long-term cash flow forecasts.
• Update forecasts regularly based on actual cash movements and changing business conditions.

3. Optimize Cash Utilization

• Identify surplus cash and recommend investment opportunities.
• Manage timing of cash disbursements and collections to maximize liquidity.
• Conduct regular review of bank credit facilities to minimise funding cost.

4. Coordinate with Various Stakeholders

• Collaborate with accounting, finance, sales, procurement, and operations to gather cash flow inputs.
• Communicate cash position and forecasts to relevant stakeholders.
• Support departments in managing cash-related activities and resolving discrepancies.

5. Mitigate Cash Flow and Interest Rate Risks

• Identify potential cash flow shortfalls or liquidity risks.
• Recommend and implement risk mitigation strategies such as credit lines or hedging.
• Monitor interest rate trends and their impact on cash management.

6. Prepare Cash Flow Reports, Forecasts and Controls

• Generate regular cash flow reports for management review.
• Provide insights and analysis to support strategic financial decision-making.
• Ensure accuracy and compliance with internal policies and external regulations.

• Assist in regulatory (e.g. MAS & SGX), compliance, tax, and internal reporting requirements to ensure adherence to relevant laws and company policies.
• Ensure RCSA, CSA and other regular reviews are carried out as per Group policies.
• Respond to ad-hoc queries related to cash and treasury matters promptly and accurately.

Who you are
Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
Basic understanding of cash management principles and treasury operations.
Familiarity with financial statements and accounting concepts.
Proficiency in Microsoft Excel (e.g., formulas, pivot tables).
Basic knowledge of banking products and services.
Strong numerical and analytical abilities.
Attention to detail and accuracy in data handling.
Ability to interpret financial data and generate reports.
Good communication skills, both written and verbal.
Ability to work collaboratively in a team environment.
Problem-solving mindset and ability to handle multiple tasks.
What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.