Job Description

COMPANY DESCRIPTION MoneyOwl is a uniquely Singaporean social enterprise; a financial adviser and fund management company licensed by the MAS. We aim to empower consumers to live life to the full by helping them make wise money decisions easily and confidently. We are Singapore’s 1st Bionic Financial Adviser! To be Bionic means to have the best of both worlds – humans and technology. Both our dedicated client advisers and technology platform come together to journey with our customers at every stage of their lives. Our platform comprise four modules: fee-based end-to-end Comprehensive Financial Planning, insurance comparison, investment roboadvisory and simple will-writing. At MoneyOwl, we believe in providing financial advice that is comprehensive, competent, and conflict-free. We invite candidates who want to make a social impact through a pathbreaking advisory model to join us. RESPONSIBILITIES As our adviser, you will perform holistic financial planning that involves robo-enabled insurance, investment, will-writing and retirement planning incorporating national schemes such as CPF, SSB, etc. You will also provide more targeted advice on insurance products and investments, for clients who prefer to implement individual solutions. A MoneyOwl adviser harmonises fiduciary duty of doing what is best for the client with sales excellence. At the same time, as a professional, MoneyOwl advisers will always choose doing the right thing by clients over personal sales goals. This is made possible by our advisers being salary-based professionals – advisers do not receive commissions and are employees– and our corporate purpose being a social mission rather than profit maximisation. Because of our bionic model that leverages technology, as well as our corporate network, our advisers do not focus on prospecting but on serving clients who come to MoneyOwl through our multi-faceted technology platform or centralised marketing initiatives.
As a MoneyOwl Client Adviser of Singapore’s First Bionic Financial Advisor, you will:

• Provide comprehensive financial planning for clients
• Assess clients’ needs and recommend fit-for-purpose solutions
• Provide insurance advice and implement insurance solutions efficiently
• Guide and coach clients on low-cost and diversified investing
• Constantly upgrade advisory skills by attending training courses internally/externally
• Provide bespoke advisory services to walk-in and online customers
• Collaborate with the Financial Literacy team on educational outreach to our growing list of corporate partners

QUALIFICATIONS Requirements:

• Bachelor degree or Diploma in any discipline (finance-related qualifications preferred)
• 1 to 3 years of related advisory experience
• CMFAS certifications M5, M8, M8A, M9, M9A, and Health Insurance are required. Candidates with partial certification may be considered on a case-by-case basis
• Competent in the fields of insurance planning & implementation
• Broad knowledge in more than one area of finance (across investments, insurance, wills, CPF and other national schemes) and a strong interest and ability to build knowledge across all areas
• AFP, AWP, CFP and CFA qualifications will be an advantage
• Passion to make a difference to the Singapore population through personal finance
• Good communication, interpersonal, and listening skills
• Willing to work hard, humble and have a growth mindset
• Thirst for learning in areas of comprehensive, competent & conflict-free financial advice

Please note that your application will be sent to and reviewed by the direct employer - MoneyOwl