Job Description

Why join:We welcome individuals with keen credit risk awareness, someone who embraces challenges, is adaptable with growth mindset and possesses strong communication skills to join us. As a member of the Team, you will have the opportunity to further enhance your credit experience and be exposed to the Real Estate and Construction portfolio.What you do:

• You will be responsible for assessing credit risk associated with commercial banking customers in the Real Estate and Construction sectors, analysing financial statements, cashflow projections, industry trends and other relevant information as well as providing recommendations to support credit decision-making.
• Liaise closely with Relationship Managers to gather information for credit evaluation of the customers.
• Draft the credit review in compliance with the Bank\xe2\x80\x99s policies & procedures and regulatory requirements to contribute to the overall risk management framework of the Bank.
• Stay updated on industry trends, economic conditions and regulatory changes that may impact credit risk and provide insights in the credit assessment.
• Liaise with Credit Managers to have the credit review approved on time.

QualificationsWho you are

• Self-driven with strong analytical skills.
• Excellent written skills, strong communication and interpersonal skill to build and maintain effective collaborative relationships with Relationship Managers, Credit Managers and other stakeholders to ensure smooth credit processes and timely resolution of issues.
• Strong attention to detail and able to work independently and collaboratively in a team.
• Excellent time management to prioritize and manage multiple tasks & deadlines.
• Knowledge of commercial lending will be useful; proficiency in Microsoft Office applications especially in Word, Excel will be helpful.

Who you work with

• Relationship Managers, Credit Approvers
• Stakeholders who play a role in the entire credit review process

Who we areSingapore\xe2\x80\x99s longest established bank, we\xe2\x80\x99ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.Today, we\xe2\x80\x99re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.What we offerCompetitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

OCBC Bank