Job Description

As the leading European Union bank, and one of the world\'s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance.

We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.

• BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
• BNP Paribas MixCity which fosters better representation of women at all levels of the organization
• Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
• BNP Paribas CulturAll which celebrates diverse backgrounds

BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.

https://careers.apac.bnpparibas/

More information
BNP Paribas - Diversity & Inclusion Journey
BNP Paribas - The Bank Of Green Changes

Award Obtained
BNPP has won Top employer Europe award in a 10th consecutive year

Position Purpose

The credit analyst position in Coverage & Territories Credit Management supports Relationship Managers to analyse and monitor the credit risk of a portfolio of multi-national corporate clients, and write credit proposals or memos to recommend approval of credit facilities for these clients.

Responsibilities

Direct Responsibilities

Collaborate with Relationship Managers and Product Partners to:

• Gather appropriate client information to be able to present and mitigate risks.
• Spread financial statements, propose an appropriate counterparty rating and recovery rate on facility using the Bank\'s internal systems
• Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank\'s guidelines.
• Complete Credit Proposals enabling the Credit Committee to make an informed decision.
• Support the Relationship Manager / Front Officer in credit process-related matters
• Portfolio monitoring : follow-up of financial covenants, risks alert, core data checks.
• Keep updated with credit methodologies and policies.
• Share information and develop industry intelligence.

Contributing Responsibilities:

• Presentation of credit proposals to credit committees.
• Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.
• Participation in discussions on potential deals.
• Participation in projects linked to improving credit process efficiency.
• To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time

Technical & Behavioral Competencies

• Good command of written and oral English
• Able to interpret financial statements
• Able to interact with multiple stakeholders

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