Lead credit risk management for SME and personal loans -- shaping policies, analyzing portfolios, and driving sound, compliant credit decisions in line with MAS standards.
Key Responsibilities
Assess creditworthiness of SME and personal loan applicants through in-depth financial analysis.
Develop and maintain credit risk frameworks, policies, and scoring models.
Monitor loan portfolios to identify risk concentrations and ensure diversification.
Ensure full compliance with MAS and internal governance requirements.
Implement fraud prevention controls and strengthen early warning systems.
Collaborate with sales, legal, and operations to balance business growth with prudent risk control.
Lead and mentor credit analysts, fostering a culture of strong credit discipline.
Present regular portfolio insights and risk reports to senior management.
Requirements
Bachelor's degree in Finance, Accounting, Business, or related field; CFA/FRM preferred.
7-10 years' experience in
credit risk management
(SME or personal loans).
Deep understanding of
MAS credit regulations
and risk assessment frameworks.
Strong financial analysis and decision-making skills.
Effective communicator with leadership and stakeholder management abilities.
Proficient in Excel and data analytics for credit evaluation.
Join us if you're a strategic risk leader who thrives on balancing growth with control -- and want to shape a smarter, stronger credit culture.
Vaelynn Talent Pte Ltd Licence No. 25C3079
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