Job Description

:Details of the Division and Team:Deutsche Bank is exposed to a wide range of risks every day. It is the responsibility of the Chief Risk Office (CRO) to identify, aggregate, manage and mitigate these risks. Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for providing credit approvals for single name credit risk, setting credit limits and monitoring and managing these in the context of the bankxe2x80x99s Enterprise Risk Management framework. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the bankxe2x80x99s capital and minimize loan losses.The role involves working with a team of credit officers covering North Asia credit which is an important part of Deutsche Bankxe2x80x99s Asia growth strategy. This is a second Line of defense function to partner with the business stakeholders to grow and manage a healthy and balanced credit portfolio in a sustainable and remunerative manner. He or she will be required to make credit decision and to monitor the credit portfolio together with the team. The role requires analytic skills in assessment of financial risk and requires knowledge and sensitivity to other non-financial risks eg operational and regulatoryWhat we will offer you:A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. Thatxe2x80x99s why we are committed to providing an environment with your development and wellbeing at its center.You can expect:Flexible benefits plan including virtual doctor consultation servicesComprehensive leave benefitsGender Neutral Parental LeaveFlexible working arrangements21 days of annual paid leave, plus public holiday & Flexible Working ArrangementYour key responsibilities:Research/ recommendation/ approval of underwriting and credit limits and transactions covering Corporates and Financial Institutions on a timely basis.Working closely with Business and other Infrastructure functions to wholistically assess the risk of a credit exposure.Preparation of counterparty ratings and ongoing monitoring of evolving counterparty risk, including inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis; covenant monitoring toolsDemonstrate an understanding of Loan products/ Structured Finance, but also Markets and Trade Finance products, in order to assess the Risk / Return equation in the Business proposalsDemonstrate a sound judgement of Risk / Return in arriving at credit decisions / recommendation in order to achieve the overall portfolio strategy and objectives of the BankParticipate in discussions on structuring of transactions, with a view to achieving optimal risk and return metrics for the credit portfolioEffective resolution of conflicting views with Business in a constructive and professional manner, maintaining the Bankxe2x80x99s underwriting standards, at the same time supporting the Business to achieve agreed targets.Coordinate with internal / external / Regulatory audit & on-site inspections by providing documents & feedback.Your skills and experience:Graduate with minimum 2 years experience in credit risk management role in a reputed financial institutionPrior experience working on financial analysis, approval / recommendation of transactions and portfolio responsibilities.Basic understanding of key products xe2x80x93 financings, trade finance and global markets (fx/rates/commodities)Strong technical & analytic skills, risk judgment.Basic understanding of documentation like ISDA, CSA and loan agreements.Strong written and verbal communication skills.Proven ability to make time sensitive credit decisionsStrategic and result orientedTeam oriented, flexible, diligent, self-motivatedEffective time management/ ability to remain calm under stressLives the Bank valuesSucceed through collaboration and team workFocused on regulatory requirements and protecting the Bankxe2x80x99s reputationRole is required to be performed on-site at One Raffles Quay office. Relevant vaccination requirements may apply.How wexe2x80x99ll support you:Flexible working to assist you balance your personal prioritiesCoaching and support from experts in your teamA culture of continuous learning to aid progressionA range of flexible benefits that you can tailor to suit your needsTraining and development to help you excel in your careerAbout us and our teams:Deutsche Bank is the leading German bank with strong European roots and a global network. to see what we do.Deutsche Bank & DiversityWe strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.

Deutsche Bank