Job Description

Functional Description
Apply your analytical skills to define the future of how we serve our customers. How we serve our customers is consistently evolving and is a challenge we gladly accept. Whether you are finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that have a significant impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics in #teamamex.The Credit and Fraud Risk Team of American Express is looking for a Director to lead and develop a team with varied strengths of hard-working risk professionals to build, implement and enhance predictive models that enable better new account underwriting decisions for consumer portfolios at American Express.
Responsibilities:

• Developing and leading machine learning models for credit limit assignment and interacting with business partners to integrate models with business decisions
• Planning and delivering of hard-working models, meeting agreed target dates and ensuring accurate, efficient implementation of models in production systems
• Performing annual reviews, performance monitoring reviews, retrains and remediation activity on models as required
• Ensuring all deliveries conform to AXP's Model Risk Governance Framework and regulatory requirements and producing structured and clear documentation
• Learning industry developments and standard processes, conducting research and development to incorporate best in class modelling methodologies and share with the team

Qualifications:

• Excellent analytical skills helping to develop and implement predictive machine learning models on large data sets in Hadoop environments using tools such as Hive, Python, and SQL
• Strong people leader and teammate with a proven record to develop team members and create highly effective and results-driven culture
• Strong relationship management and consistent track record of positively collaborating with partners
• Two or more years of experience in credit, fraud or compliance risk management practices in a Financial Services company

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Skills Required