Job Description

At AIG, we are reimagining the way we help customers to manage risk. Join us as an Early Career Analyst, Political Risk to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.
AIG's Early Career Analyst Program
At AIG, we are constantly working to ensure that all employees have the training and skills they need to have a rewarding and successful career. Designed with that commitment at its core, our globally centralized Early Career program provides a platform for participants to launch or accelerate their careers. Through a range of approaches including innovative experiential learning and technical training, performance assessments, formalized mentoring, and exposure to senior leaders, our Early Career program offers unparalleled development opportunities for our diverse early career talent.
Whether you're a recent university graduate or graduates with up to two years of work experience, the program is designed to evolve with the rapid pace of technological advancements and changing employee preferences to ensure that today's participants become leaders capable of conquering tomorrow's challenges.
Over the two-year duration of the program, successful candidates will work in a dynamic environment combining formal and experience-based training alongside meaningful and rewarding work experience. Then, guided by experienced professionals, they will put the skills they learn into practice in a supportive corporate environment.
Make your mark in Underwriting
AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG.
How you will create an impact
AIG is seeking a meticulous and analytically driven individual to join its underwriting team. In this role you will gradually learn to dissect complex transactions to understand credit risk and provide non-payment credit insurance solutions to Banks and Financial Institutions.

• The role is to support the growth of AIG's Structured Credit, Trade Finance and Political Risk line of business which includes underwriting new credit risk transactions across the Asia-Pacific region.
• Assist senior underwriters to conduct detail scrutiny of the new business submissions within AIG's underwriting framework and risk appetite with an aim to grow the business profitably.
• Support the management of a diversified portfolio of credit risk exposures to ensure compliance with internal policies, maintain transaction pipeline and ensure high quality MIS reports.
• Own the pre & post policy execution administration work such as NDA execution, sanctions screening procedures and premium management. Perform any other ad-hoc requests at the directive of senior underwriters.
• Gradually assume responsibility to independently underwrite transactions with minimal supervision:

• Evaluate transaction structures, review facility documentation and perform in-depth credit analysis of Corporates, Financial Institutions, and Sovereign obligors to recommend exposure limits. Assess country risk, macroeconomic trends, and geopolitical developments and evaluate their impact on transactions as well as existing portfolio.
• Liaise with credit approvers and Global Head of Business to discuss potential transactions, understand concerns and provide effective mitigations.
• Negotiate policy wordings with brokers and clients while maintaining a balance between risk and revenue generation.
• Develop and maintain healthy working relationships with clients, brokers and other stakeholders.
• Participate in Broker / Client meetings as often as possible to build market presence and provide guidance on AIG's appetite.

What you'll need to succeed

• Bachelor's or higher degree in finance or accounting.
• Fresh graduates or recent graduates with up to 2 years of working experience.
• Basic knowledge in financial/credit analysis and interpretation of financial statements is preferred.
• Although not necessary, prior exposure to Credit Risk Underwriting/Credit Sales/Trade Operations will be an added advantage.
• Good communication, interpersonal, negotiation, presentation, analytical and multitasking skills.
• Independent, able to multi-task and possess initiative to work in a fast-paced environment.
• Outgoing person who is a strong team player with results driven focus and customer centric mindset.

Ready to accelerate your career? We would love to hear from you.
#LI-RO1
At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security--as well as your professional development--to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us -- across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to .
Functional Area: UW - Underwriting
AIG Asia Pacific Insurance Pte. Ltd.

Skills Required