Job Description

Job responsibilities
This position is responsible for management level review and assessment as 2nd line of defence. The reprimaly responsibility is below.
Prepare and review independent assessment and recommendation on the credit quality of proposed credit facilities
Assess and approve or reject individual credit applications from front offices in charge of real estate, LBO, Fund, and FI in Asia Pacific region within delegated authority
Present the analysis performed in credit committees and in written reports, and explain to Senior management in Tokyo to obtain approbal for applications
Work with front office to prepare timely and insightful annual reviews of counterparties and credit facilities, including reviewing internal ratings
Monitor obligor's financial, collateral performance and loan covenants of existing portfolio including periodic reporting
Monitor and control the Bank's credit exposure by each borrower, sector, country and to secure its portfolio is well diversified and risk resilient.
Lead and supervise Special Credit obligors (pre-non performing loan customers) and take measures for minimizing credit cost
Ensure adherence to credit and other relevant internal policies and procedures.
Build a strong compliance and risk management culture, ensuring compliance with the Bank's risk policies, procedures, regulatory compliance standards and required practices.
Job Requirements
Degree/Masters degree in Banking and Finance or equivalent
At least 15 years working experience in bankiing, prior Credit experience is a must
Strong financial & credit analytical skills especially for Real Estate Finance, LBO, Fund finance, FI business
Provide counsel to business partners including senior stakeholders and relevant business departments
Strong critical thinking, with the ability to understand detailed business and risk concepts, develop and defend an independent position based on a pragmatic and balanced assessment
Strategic and able to articulate vision and direction
Strong leadership and senior stakeholder management skills
Strong communication