Job Description

Role Responsibilities

Job Summary

Define key responsibilities to reflect the duties and responsibilities of this role

• Overall financial management of the Consumer, Private & Business Banking (\xe2\x80\x9cCPBB\xe2\x80\x9d) businesses for Singapore - The role focuses on partnering with the business on strategic growth initiatives with a view to driving income growth, while ensuring an optimal and efficient cost base, in addition to balance sheet management.
• Support the delivery of performance by delivering high quality and effective management reporting of CPBB - This will include financial performance and reporting and presentation of Management team reports, financial controls including month end closing, stress testing, supporting of budget / forecast process.

Responsibilities

Strategy

• Provide critical support to the CPBB CEO on strategy formulation. Coordinate forecasting, budgeting and monthly reporting cycles in co-operation with business stakeholders and Country/Region/Group

Business

• Partner with business stakeholders to drive and manage Singapore CPBB performance: -

o Analyze business performance, highlight opportunities/risks and work with business to identify plans to achieve committed financial outcome.

o Work with business in managing costs through efficient investment management & cost control process.

o Partner with business on strategic growth initiatives - Assess, review and provide guidance to business regarding, pricing / repricing strategy, product mix, sales performance, cost of funds.

• Active balance sheet management for strategic planning, opportunity and risks identification and optimizing leverage on CPBB and overall SG balance sheet.

Processes

• Collaborate with Region/Group Business Finance and Country Finance teams in providing quality, insightful & timely management information to senior management.
• Financial controls and month end closing.
• Support SG ALCO for balance sheet inputs and analysis, along with key balance sheet trackers.
• Ensure regular and ad-hoc management reporting requirements from Region/Group and local country management team are met.
• Stress testing for ICAAP and IWST.

People & Talent

• Ensure management and development of staff.
• Participate and ensure appropriate CPBB Business Finance\xe2\x80\x99s representation in all projects when required.
• Ensure GFS service levels are maintained in line with onshore requirements.

Risk Management

• Ensure robust financial processes in place to report revenue, cost and balance sheet for CPBB segments and products in an accurate and timely manner.
• Ensure compliance with Group / IFRS accounting principles and practices, Financial Control policy, and other regulatory accounting guidelines.
• Ensure timely and correct submission of financial returns to various internal and external authorities and stakeholders.

Governance

• Actively contribute towards helping bank meet obligations on stress testing, prudential ratio management and financial controls policy

Regulatory & Business Conduct

• Display exemplary conduct and live by the

. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• CFO Singapore and ASEAN Markets
• CEO CPBB Singapore
• Head Wealth and Private Banking Singapore

Qualifications

Training, licenses, memberships and certifications

Our Ideal Candidate

• 10+ years of relevant experience in the financial services industry.
• Experienced in consumer banking products, booking models, accounting treatments
• Sound understanding of international accounting standards requirements, business analysis techniques, risk management methodologies, project management techniques
• A high degree of integrity and ability to challenge the views and actions of others in a constructive manner
• Prior experience in managing C-Level business stakeholders.

Role Specific Technical Competencies

• Retail banking product knowledge
• Understanding of balance sheet and RWA
• Strong Communication, Influencing and Stakeholder Management Skills
• Strategic mindset & Team management

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations

Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum

Flexible working options based around home and office locations, with flexible working patterns

Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning

Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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