Job Description

Role Highlights:
The candidate will be part of the Group Credit Policy & Governance (CPG) team which provides Line 2 Oversight on Personal Financial Services (PFS) Loans Portfolio for Bank\'s Group. Reporting to the Team Lead, the candidate will be responsible to support in the development and maintenance of the Key Risks Monitoring Standards, ensure regional countries operating within Group PFS frameworks and Risk Appetite, and oversees portfolio quality for Regional Countries. The candidate will also undertake strategic projects as part of overall Group Retail Credit and Group CPG collective agenda.

Role Description:
To support the integration and migration of Acquired Firm\'s portfolio into Bank\'s under Policy & Portfolio Management sub-stream, liaise and work with other sub-streams within overall Retail Credit workstream and relevant stakeholders to ensure successful integration process.
Responsible for tracking of consolidated RRA and RDF metrics and Credit KPIs across regional countries
Perform monitoring of regional countries portfolio and highlight the key and emerging risks to ensure that sound portfolio quality is maintained.
To support the portfolio review reporting and preparation for Quarterly Credit Review of Retail Portfolio with Senior Management of Group Retail Business and Group Credit Committee.
To undertake ad hoc projects as part of Group CPG Collective Agenda
To support standardization of MIS pack across the countries and enhance it over time as part of portfolio management and strategy.
To involve in the development, review, implement and monitor the use of scorecards (including strategy), credit bureau usage & strategy and other risk management tools/systems to ensure that newly acquired customers are of acceptable quality.

Skills Set Requirements:
At least 1-2 years of working experience in a retail banking role preferably in a credit risk policy, MIS and portfolio management capacity. Fresh graduates are encouraged to apply.
Degree holder with background in Mathematics, Statistics, Business and Finance preferred.
Familiar with portfolio monitoring and segmentation strategy, exposure to Basel Capital Rules, credit scorecards and analytics techniques
Proficient in Excel, Powerpoint, SAS Programming, Enterprise Guide, Decision Tree tools and SQL database.
Experience in a Group regional role with knowledge of country business and regulatory landscape will be an advantage.
Analytical mind with sound business acumen, highly meticulous and self-motivated. A strong relator with good communication and presentation skill (verbal and written).
Preferably have audit review experience and QA experience is a plus.
A keen learner and enthusiastic to take on ad-hoc projects and initiatives