Job Description

The Loan Doc & Proc Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
Individual must be accountable, ethical, results oriented, trust worthy and credible..

Responsibilities:

• This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process Activities will include independently processing and closing loans within a complex loans operation environment
• Involved in providing day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, inputting general ledger entries and (complex) calculations
• Possible interaction with other counterparties around positions and outstanding balances/claims
• Supports an expansive and/or diverse array of products (risk and control) /services.
• Follows established procedures to identify and resolve problems related to loan documentation/processing activities that require investigation or research.
• Makes recommendations to management to support process improvement.
• Resolves problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
• Designs and analyzes moderately complex loan documentation reports to satisfy management requirements, support/control activities, and the launch of products/services.
• Makes evaluative judgments based on the analysis of factual information, and provides assistance in the implementation of loan documentation process improvements.
• Minimizes risk to the bank through increased knowledge of procedural requirements - understands and monitors errors to suggest solutions to reduce errors, and to adhere to audit and control policies.
• Often related, but not limited to loan documentation processes.
• Timely management and escalation of all requests and issues related to loan processing
• Has direct interaction with external customers to disseminate or explain information
• Demonstrates an intermediate level of understanding of products and processes, and of how duties relate/integrate with others in the team and closely related teams
• Demonstrates an excellent knowledge of Bank related systems
• Participates in, and supports the implementation of, projects as assigned, applies project management skills to support initiatives
• Utilizes communication, interpersonal and diplomacy skills to interact with colleagues and stakeholders, and to exchange potentially complex/sensitive information, while being sensitive to audience diversity
• Individuals at this level exhibit executional capabilities
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills: Prefer to Have:

• Acceptable understanding of Loan Processes and Procedures.
• Reasonable knowledge of Loan Products and Loan Services.
• Previous expertise of managing, preparing and reviewing loan documentation.
• Understanding of risk types, policies and control measures and processes.
• Understanding of identifying, mitigating, resolving, managing and escalating risks and issues.
• Reasonable ability to analyze and think critically and conceptually and interpretively to solve problems.

Skills: Nice To Have:

• Knowledge of accounting principles and accounting practices.
• Moderate knowledge of Business Processes, Systems and Tools used in the Loan Process.
• Basic awareness of the industry, competitors and trends.
• Comprehension of Financial Products, such as Cash Management, Treasury, the Trade Lifecycle.
• Knowledge of compliance with applicable laws, rules and regulations, and adhering to Policies.
• Previous expertise of using evaluative and ethical judgment to make decisions.
• Fundamental ability to think strategically, considering the end-to-end, adjacent impacts to the broader system; to formulate strategies and innovate.
• Reasonable ability to analyze and think critically and conceptually and interpretively to solve problems. Includes ability to identify opportunities, assess needs, conduct qualitative and quantitative analyses, synthesize insights and provide recommendations.
• Effectively communicate (written and verbal) and present with diplomacy; Ability to build and manage relationships through advising, collaborating, influencing, negotiative and persuading.
• Ability to plan (long-term, medium-term and short-term), create and manage budgets and reduce expenses / save costs.
• Ability to manage, improve, and design processes and standard operating procedures, including managing KPIs and SLAs to monitor and enhance service quality and process integrity.
• Previous experience of implementing projects for system Implementation, technology enhancements through project management and coordination skills.
• Previous experience of leading, managing accountability and managing complexity; Ability to coach, facilitate and guide to achieve results.

Qualifications:

• 2-5 years relevant experience
• Can work well under pressure and multi-task with a sense of urgency
• Proactive to escalate issues and drive change on process
• Deliver results and able to meet tight deadlines
• Ability to collaborate with team members within and outside of own team

Education:

• Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:
Operations - Transaction Services

Job Family:
Loan Documentation and Processing

Time Type:
Full time

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