Job Description

The incumbent will report to the

Head, Distribution Middle Office

and will be responsible for Fit & Proper assessment of candidate who is required to be RNF for

Income Insurance Limited

and

Income Advisory Group Subsidiaries

.



This role leads the

Distribution Growth Support & Compliance

to deliver a seamless onboarding experience across distribution channels, while driving operational excellence and continuous improvement.

Responsibilities include:

Distribution Growth Support & Compliance

Ensure compliance with MAS Representative Notification Framework (RNF) through robust Fit & Proper assessments and enhanced monitoring:


Review and escalate Fit & Proper assessments in line with MAS RNF requirements (e.g., adverse findings, recommended monitoring) Conduct periodic monitoring activities, including periodic reviews with distribution channels Provide management report on cohort & profile of distribution channels Conduct regular continuous fit & proper monitoring & assessment such as screening & annual declaration Oversee daily credit monitoring for distribution channels Review and maintain Fit & Proper frameworks and SOPs in accordance with MAS Notices, regulatory changes & business process changes Conduct fraud detection exercise on regular basis

Supervisory / Other Duties

Represent department as Risk & Compliance & Business Continuity representative Provide regular report for management, industry & regulatory reporting Identify and implement automation opportunities to reduce manual processes (e.g., eRecruitment, digitalization initiatives) Collaborate with internal stakeholders and external vendors (e.g., IT, Compliance) to streamline agent-related transactions Lead and develop high-performing teams to achieve operational goals Manage internal and external audit request

Requirements

Diploma / BacheloraEUR(TM)s in any discipline Strong familiarity with MAS guidelines, including the Representative Notification Framework (RNF), and other relevant regulatory notices Minimum 3-5 years of experience in insurance distribution operations or regulatory compliance with exposure to Life Insurance distribution channels preferred Experience in Fit & Proper assessments and enhanced monitoring protocols Excellent stakeholder management skills, with the ability to collaborate across compliance, IT, legal, and distribution teams * Analytical mindset with a focus on process optimization, automation, and digital transformation