Job Description

We\'re looking for a Regulatory Product Compliance Senior Manager to join our growing Product Compliance team and lead the Assets Product Compliance support in APAC. This role is hands-on, a unique opportunity to have an impact on , grow as a product and compliance manager, and help save millions more people money.Your Mission:In 2022 Wise launched the Assets product in Singapore, a new type of account. Assets allows customers to invest the money they hold with Wise in different asset classes such as stocks or bonds while retaining the instant access and spend functionality of a checking account.Your mission is to work with our product teams based both in Singapore and London to improve our Assets offering in Singapore in a compliant manner through a deep understanding of the regulatory requirements and Regulators\' expectations around investment products. You will also support the product teams on expanding the Assets offering in new APAC markets.This is a first line Product Compliance role, embedded in the Product team.You, together with the global and APAC product team, will be responsible for:Regulatory risk and remediation:

• By demonstrating a deep understanding of the Wise Assets product and local regulatory requirements you support Product and operational teams on how to interpret regulatory requirements, improve processes and our product to avoid regulatory breaches and/or incidents;
• In collaboration with Risk and Compliance second line and the product team, identify and align on the main regulatory risks, gaps and forthcoming regulations. Present this in a very clear and understandable way to the wider teams, and work with them on defining the solutions and execution of mitigating actions

Product design:

• Deeply understand regulatory needs, translate this into solutions and work together with the Product Teams to build compliant new products/features and services in a customer oriented way;
• Perform regulatory analysis of new products/features and services, and implement required controls prior to launch.
• Identify opportunities to improve our product proposition / competitiveness by thoroughly analysing relevant regulations and challenging existing interpretations and market practice

Third Party Relationships:

• Represent Wise in external meetings and being able to clearly and effectively articulate the Wise Assets Product;
• provide input on regulatory related matters, always representing Wise customer-oriented culture while ensuring compliance.

This role will give you the opportunity to:

• Grow your hands-on Fintech knowledge at full speed;
• Build world-class products: The role is a unique opportunity to build innovative state-of-the-art products that are compliant for our customers and regulators
• Work together with all our amazing teams globally

QualificationsIdeal Candidate:

• Min 10 years of relevant experience working for firms in the retail investments, fund management, or capital markets industries, with a minimum of 5 years of managerial experience during that period;
• Deep working knowledge of the MAS\' Securities and Futures act (\xe2\x80\x9cSFA\xe2\x80\x9d);
• Familiar with the evolving regulatory expectations of the MAS with regards to Capital Market firms and ideally even Payment Services / Electronic Money firms;

Other skill-set:

• Ability to prioritise effectively and call-out what are the key areas of improvement and implementation required from a regulatory point of view;
• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;
• Problem solving attitude, with the ability to use regulation together with data to drive business decisions;
• A natural owner, that drives and delivers project from inception to completion, timely and with attention to the details;
• Willingness to travel, as the Assets team is mainly located in London; and
• Legally authorised to work in Singapore

We\'re people without borders - without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you\'re passionate about learning new things and keen to join our mission, you\'ll fit right in.Also, qualifications aren\'t that important to us. If you\'ve got great experience, and you\'re great at articulating your thinking, we\'d like to hear from you.And because we believe that diverse teams build better products, we\'d especially love to hear from you if you\'re from an under-represented demographic.Additional InformationFor everyone, everywhere. We\'re people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.We\'re proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.If you want to find out more about what it\'s like to work at Wise visit .Keep up to date with life at Wise by following us on and .

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