Deliver car financing and reno loan KPIs in terms of volumes, revenues, projects and initiatives
Design, plan and implement new products and features
Understand portfolio financials, analyse trends and initiate appropriate actions to optimise profits and returns
Collate and track competitive product offerings and devise appropriate sales objection handling and counter strategies
Work closely with Credit, Ops and other stakeholders to ensure that our policies and process is relevant and competitive, with the appropriate risk management & controls in place
Ensure that all product documentation is properly maintained and annual reviews/approvals are completed on time
Manage end-to-end process to ensure compliance to regulations and policies by working closely with RCU, ORMC, Risk, Ops, IT and other stakeholders
Work with internal and external partners to plan, develop and execute on campaigns/events/activities to drive customer cross-sell and product bundles
Reporting:
Direct reporting to Head Car & Renovation Loan Business, Consumer Secured Lending
Qualifications
Requirements:
University degree
Possess strong interpersonal, communication and problem solving skills. Has drive, initiative and ability to work independently as well as in a team
Prior experience in product management will be an advantage
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