Job Description

Main Tasks and Duties

• Identify specific business opportunities while ensuring that new transactions and credit renewals meet the Branch's credit risk acceptance criteria
• Develop relationship management strategy to deepen, maintain or exit the relationship
• Prepare credit proposals/credit renewals in a concise and timely manner while ensuring that the major risks as well as risk mitigates are highlighted
• Perform the KYC for new customer prior to the establishment of a business relationship, conduct periodical review of existing customer while adhering to the bank wide requirements
• Assist with AML/CFT manual
• Monitor credit risk of outstanding exposures and ensure timely changes are made to obligor credit ratings
• Maintain close and continuous contact with customers and target customers while monitoring the industries in which they operate in
• Pro-actively manage deteriorating credits
• Identify possible cross sell opportunities in order to maximize business returns
• Identify possible cross border business opportunities with mainland ICBC branches and overseas ICBC branches for joint collaboration
• Conduct frequent marketing visits with submission of call reports
• Any work required to be carried out for holding the above Position in the Department subject to our business needs, internal policies and procedures
• Any work assigned from time to time by your supervisor or the Management
  

• Recognized bachelor degree and above , preferably in Business, Accounting, Banking and Finance, Economics or other related disciplines
• At least 5 years of relevant experience as relationship manager
• English & Mandarin to liaise with Chinese speaking clients
• Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments
• Proactive, energetic, result oriented and possess good business acumen