Job Description

Risk Specialist - Credit Risk (Senior Associate) - (2200016N)
Description

GENERAL DESCRIPTION Responsible for managing credit risk of clients’ portfolios through robust and effective risk management application for High Networth/PB clients.
MAIN DUTIES

• Independent review and underwriting of credit proposals/transactional requests for all wealth products (including mortgages), within the risk appetite established by the Board, internal credit policies & adherence to related regulatory requirements.
• Provide independent assessment of risk profile of complex credit applications for escalation to higher mandate level
• Participate in the review and enhancement of credit policies to be relevant to market needs and conditions.
• Maintaining oversight of portfolio (margin call management, conditions monitoring) to ensure that sound portfolio quality is maintained
• Proactive identification and management of potential credit risk concerns for appropriate mitigation
• Identify and manage process improvement initiatives to enhance risk control and efficiency
• Participate in credit projects from time to time
• Establish strong working relationship with team members and key stakeholders to collaboratively support business needs while maintaining prudent risk standards.
• Collation and analysis of data and assist in the preparation of management reports
• Review and update of department policies and procedure manual

Qualifications

WORK EXPERIENCE REQUIREMENTS

• 5 years of relevant working experience, preferably in the private banking industry
• Good knowledge and understanding of credit analysis and policies, private banking products and credit processes
• Good collaborative and interpersonal skills to interact effectively with other departments
• Strong presentation and communication (verbal and written) skills
• Strong analytical and quantitative skills

Proven ability to prioritize competing demands
EDUCATION REQUIREMENTS

• Good and relevant University degree, preferably in Banking or Finance

Primary Location: Singapore
Job: Credit Risk
Organization: BOS - Credit Risk
Schedule: Permanent
: Full-time
Job Posting: 02-Jun-2022, 9:13:55 PM