Job Description

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. We're looking for a Senior Credit Analyst to join our ever-evolving Legal, Risk, Compliance & Audit team and help us unleash the potential of every business.

About the team

The Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders.

What you'll own as the

Senior Credit Analyst

The primary responsibility of the Worldpay Credit team member is to review large credit risk exposure accounts with a focus on the merchant's credit fundamentals. Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship. As a team member, you will perform thorough financial analysis on prospective and current merchants, while collaborating with internal and external partners to mitigate and manage risk to Worldpay.

Obtains and reviews the financial statements of merchants Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant. Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority Communicates effectively and professionally with internal and external clients Exercises sound judgment in assessing potential regulatory and reputational risks Monitors and communicates credit concerns to management Role is hybrid and requires 2-3 days in office Other related duties assigned as needed.

What you'll bring

Skills and expertise needed to perform the job requirements listed above, at minimum: 3-5 years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos Effective communication skills; attention to detail Strong judgment and decision-making skills Self-starter, able to work independently; possesses a strong sense of ownership Ability to creatively solve problems and achieve company objectives Time management skills with ability to multitask

Preferred Additional Requirements:

Knowledge of merchant acquiring services and the payment processing industry Degree in Finance, Accounting, or similar formal credit training

It's a bonus if you have

To learn more about the behaviors we value, checkout our values and behaviors.]

About the team

To learn more about our winning teams, check out our world-class teams that own it every day.

What makes a Worldpayer

What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions and finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open and winning and failing as one.


Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.


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Privacy Statement

Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.

Sourcing Model

Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.


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