Responsible for the risk analysis of credit applications from CIB, CLF, ERA & ITB-GCF business lines (only where CACIB SG is PCO unit in the case of latter), covering the following geographies: Singapore, Malaysia, Indonesia and Thailand;
As Local Representative of RPC, assist to co-ordinate / liaise with Regional / HO teams on queries relating to risk matters (eg coordination of replies to MAS surveys, queries from local Management, internal and external Auditors; Regulatorsxe2x80xa6) for other business lines where RPC risk is not present at Branch.
Active contribution to RPC projects that may involve the Singapore team.
A team player who will present an effective and communicative interface with Management / FO / Business lines / RPC.
Main Responsibilities
Analyzing FO Requests, conducting financial & credit analysis, transaction analysis and writing concise and succinct risk opinions.
Preparation / coordination / participation to Portfolio Reviews and ad hoc discussions on risks.
Ensure that annual reviews and ratings are reviewed in a timely manner.
Determine the appropriate risk ratings in Anadefi (calculation, proposal & validation) for groups and counterparties & to be able to provide strong justification for divergences.
Ensure that approved risk strategies / CSP decisions are consistently adhered to.
Ensure that risks are compliant with internal procedures and local regulations.
On watch with regards to our client's newsflows, financials, corporate and sectorial developments.
Close interaction with the Front Office to keep a good understanding of their needs and forthcoming pipeline.
Active participation to the weekly Local Credit Risks Committee.
Contribute to Early Warning, Early Detection and Country CSPs on request by RPC-AP.
Active contribution to RPC projects and transformation initiatives.
Grow ESR expertise within RPC. Ensures that HO associated decisions/ strategies are complied with. Advise the team and FO on ESR matters.
Position locationGeographical areaAsia, SingaporeCitySingapourCandidate criteriaMinimal education levelBachelor Degree / BSc Degree or equivalentAcademic qualification / Speciality
Bachelors in Business Administration, Accounting and Finance; with a specialization in Risk will be preferable.
At least 5 years of experience working in Corporate Counterparty Risks, or in general Risk teams in the financial sector.
Strong understanding and fundamentals of credit analysis, policies and protocols within this sector.
Motivated team player, with good communication (verbal and written) skills.