Job Description

We are looking for a highly analytical and experienced Senior Credit Officer to assess and approve SME loan applications. You will perform detailed financial and business analysis, evaluate repayment capacity, and ensure sound credit decisions aligned with company and regulatory standards.

Responsibilities:

Review and assess SME loan applications with thorough financial analysis. Evaluate business performance, risk factors, and creditworthiness. Prepare clear and concise credit proposals for management approval. Ensure full compliance with internal credit policies and MAS regulations. Monitor loan portfolio quality and identify early warning signals. Work closely with sales and operations to ensure smooth loan processing.

Requirements:

Diploma/Degree in Finance, Business, Accounting, or related discipline. Minimum 4-6 years' SME lending or credit evaluation experience. Strong analytical, financial modeling, and report-writing skills. Sound judgment, attention to detail, and familiarity with Singapore SME market.
Vaelynn Talent Pte Ltd Licence No. 25C3079


Recruitment services provided in accordance with MOM regulations. All applications kept confidential.