Job Description

The Credit Portfolio Senior Officer I is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

• Evaluate and approve credit proposals within delegated credit authority, ensuring compliance with risk policies and standards as well as regulatory requirements.
• Prioritize and timely review of credit requests, providing sound credit judgement in approving profitable and prudent credit exposures.
• Maintain effective risk oversight of the borrowers to minimize credit costs and assure the risk profile remains within the Bank's credit appetite. Provide immediate attention and guidance to deteriorating credits.
• Participate in portfolio reviews and stress tests, and to implement appropriate action plan(s). Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management
• Establish cross-functional partnerships and networks to contribute to and execute cross functional and business initiatives
• Lead and coordinate various projects (reporting) from internal initiatives originated by country, regional or global teams. Participation as members of taskforces or projects may be required.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry
• Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
• Consistently demonstrate clear and concise written and verbal communication
• Demonstrated ability to synthesize, prioritize and deliver results with urgency Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
• Proven ability to obtain support and buy-in across a wide range of internal and external audiences
• Demonstrated work ethic and influencing skills
• MS Office software proficiency required

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

Job Family Group: Risk Management



Job Family: Credit & Portfolio Risk Management



Time Type: Full time



Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .

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