Job Description

Job ID: 40693


Location: Singapore, SG


Area of interest: Treasury


Job type: Regular Employee


Work style: Hybrid Working


Opening date: 15 Nov 2025

Job Summary

Provide day to day leadership to the Singapore treasury team. The role holder is responsible for optimizing the balance sheet and managing the capital & liquidity resources in the Singapore, and provide oversight for SG Hub markets.

The lead will oversee the management of the Bank's assets and liabilities and associated Treasury risks, ensuring the provision of funds for the company and compliance with all internal metrics and external regulations.

The individual will also be responsible for the capital, liquidity and RRP related regulatory engagement (including reporting) with the external regulators.

In addition to leading Country Treasury, the person will double-hat as the Head of Liquidity for the ASEAN & South Asia Cluster playing an integral part of driving Liquidity management frameworks, risk management and optimisation strategy and agenda in the cluster in close consultation with Group Liquidity team.

Responsibilities

Provide day to day leadership and direction to the Country Treasury team including setting the priorities, and strategy in alignment with Country and Group priorities and overseeing the governance structure. Be the guardian of the Country's balance sheet and liquidity by expertly driving asset liability management that is transparent, trusted and well respected. Be the first line of defence responsible for managing the short-term liquidity position of the Bank Always act in the best interest of the bank and never compromise the structural integrity of the balance sheet Build a strong collaborative relationship with local regulators partnering on strategic regulatory changes and regulatory consultations impacting the bank. Conduct the above in an efficient manner thereby maximising Group ROTE contribution

Provide oversight to country in developing and executing of strategy for optimal management of the Country's balance sheet and liquidity in line with Country and SCB Group's overall strategy.

Manage capital through active RWA management with close engagement with the business and oversee capital issuances to Group and the consolidated Group (including capital /LAC issuances of subsidiaries in the region), ensuring adherence to internal and regulatory all requirements.
Embed robust capital planning with the businesses driving accurate forecasts, linked with funding plan. Pursue RWA optimisation initiatives to assist with local capital efficiency in conjunction with country CFOs, Credit Risk, Group Treasury, and other relevant stakeholders to minimise differences in capital held locally vs Group. Provide effective oversight on regulatory reporting processes and ensure robust controls are in place in line with governance and control framework to ensure accuracy and timeliness in reporting to the regulators.

Actively optimize country capital, stress testing and RWA management outcomes across the country to deliver the strategy. Provide effective oversight guaranteeing that robust controls are in place in line with governance and control framework to ensure accuracy and timeliness in reporting to the regulators. Liaise with regulators and other external stakeholders to influence the external debate on policies or regulations to drive the best possible outcome for the industry and the bank Lead country regulatory engagement on all RRP matters and work with the regulators on future policy and regulations through consultations.

Interpret, support, and implement Group IRRBB framework in the country. Guide, influence Group framework to capture local regulatory considerations and adapt policies and standards to local regulatory requirements, where these differ from Group. Manage and oversee local and Group (PRA) IRRBB reporting ensuring alignment across internal forums. Embed IRRBB related risk management as part of strategic balance sheet direction and set suitable risk limits / MATs for country to ensure compliance with Group and local board risk appetite. Adapt policy and standards to meet local requirements, if different from PRA. Encourage appropriate view of a particular risk if not currently formally recognised for country. Interpret Group FTP policy as it applies to the country; propose adjustments / incentives to maximise commercial outcomes for the country. Coordinate the implementation and execution of new FTP policies in the country. Provide effective oversight on regulatory reporting processes and ensure robust controls are in place in line with governance and control framework to ensure accuracy and timeliness in reporting to the regulators.
Run Country ALCO on behalf of Country CFO. Drive balance sheet optimisation through ad-hoc insights and analysis at the ALCOs to improve returns and the structural integrity of the balance sheet. Partner with CIB & WRB to ensure strategic growth in the corporate plan continues to improve on entity returns and has a resilient capital and liquidity position, Propose appropriate returns for businesses; challenge low returning assets and consider adjustments/incentives. Corporate plans to ensure (i) capital and liquidity robustness and (ii) optimal returns for country. Present / review / sign-off corporate plan for country, jointly with relevant CFO Manage the local deposit working group, OPAC forums that help in liquidity forecasting and management.

The Treasury Liquidity team is responsible for defining the liquidity risk management policies and frameworks, monitor and manage liquidity risk and drive strategies to optimise the funding on the balance sheet. This role doubles up as the Head of Liquidity Management for the ASA cluster driving the agenda across all markets within the cluster, and plays an integral role in the Global Community of Practice for Liquidity for driving the Global agendas within the vertical.

Interpret, support, and implement Group Liquidity framework in the country. Guide, influence Group framework to capture local regulatory considerations and adapt policies and standards to local regulatory requirements, where these differ from Group. Identify strategies to optimise the funding stack to enhance liquidity profile, reduce cost of funds and improve ROTE Support liability initiatives including approving use of incentive premia and review of liability cohort pricing. Manage and oversee local and Group (PRA) liquidity reporting (e.g., internal risk metrics, LCR, NSFR, Pillar 3 disclosures and regulatory reporting etc.) ensuring alignment across internal forums. Review and set liquidity risk limits and monitor metrics against those on a regular basis, and escalate as necessary, be the first line of defence for liquidity risk. Run the ILAAP for the SG Hub in consultation with the Group Liquidity team and SG Hub treasurers and liaise with Treasury Risk to complete assessment and table it for governance through different forums. Lead and represent all ASA markets in the Global Liquidity Community of Practice forums and discussions and support the Global Head of Liquidity to drive the agenda for the Group and all ASA countries.
Adapt policy and standards to meet local requirements, if different from PRA. Encourage appropriate view of a particular risk if not currently formally recognised for country. Provide effective oversight on regulatory reporting processes and ensure robust controls are in place in line with governance and control framework to ensure accuracy and timeliness in reporting to the regulators. Engage with Regulators and auditors, both Internal and external, on all matters related to Liquidity reporting and management

As an adjunct to the above responsibility, the jobholder needs to always be aware that some of the units within Treasury are pure control functions (policy making, limit setting and monitoring) while others have first line responsibility to manage risk and optimise deployment of liquidity within prescribed limits (Treasury Markets). This makes it incumbent upon the jobholder to ensure that their job objectives and scorecards reflect this difference and that incentivisation is aligned carefully to these. Through all of this, the jobholder must prioritise the integrity of the balance sheet above all else and must make it clear to everyone in, and outside, the function that this is non-negotiable.

Contribute to talent management and learning & rewards and promote a culture of learning and self-development. Ensure the provision of ongoing training and development of people so that holders of all critical functions are suitably skilled and qualified for their roles and that effective supervision is in place to mitigate any risks.

Risk Management

Manage the country's balance sheet and liquidity to within agreed limits. Ensure that a robust liquidity position is maintained and that any surplus liquidity is deployed prudently in line with the Bank's objectives Through assignment to direct reports (as applicable), for businesses under area of responsibility, ensure that adequate and appropriate systems, controls and procedures are in place to comply with Adhere to Group and Business policies, procedures, standards and codes, including those governing all Risk types, Compliance, Technology and Operations, Finance and Reputation Proactively advise and monitor all major risk issues and concentrations. Where appropriate, direct remedial action and/or ensure adequate reporting to Risk and other stakeholders Support the Risk Framework Owner for Capital and Liquidity risk, with responsibility for the overall second line of defence responsibilities related to Capital and Liquidity risk management in the country, which involves oversight and challenge of risk management actions from the First Line, including the following: Set, maintain, and effectively communicate risk limits/MATs in line with the Group's Capital and Liquidity Risk Type Framework ("RTF") and country regulatory requirements. Monitoring compliance to Capital and Liquidity Risk Appetite using the relevant committees and reports and highlighting significant matters for the attention of senior management and senior risk committees. Overseeing and challenging activities gathered on the control environment through the Group Operational Risk Type Framework ("ORTF") to assess the effectiveness of the Capital and Liquidity RTF and quality of its implementation.

Other Responsibilities

Embed Here for good and Group's brand and values in Treasury. Discharge other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the country Treasury team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment] Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

Skills and Experience

Our Ideal Candidate

15+ years of finance/treasury related work experience in the banking sector. 10+ years of experience in balance sheet management activities in the financial industry.

Strong understanding of the broader banking environment and the associated business challenges developed through experience in the industry. Knowledge of country regulatory environment and requirements, as well as, ideally, knowledge of regulatory requirements in other key Group markets. Sound understanding of balance sheet management, oversight, and control frameworks. Strong leadership qualities, excellent interpersonal, influencing and stakeholder management skills. Analytical inquisitive nature and sharp business acumen, the ability to assess risk and appropriate levels of return and thereby optimise business performance. Strong sense of integrity and financial independence with an ability to challenge where deemed necessary. Excellent communication skills, written and verbal, given the need to deliver consistent and compelling messages to internal and external stakeholders. Proven ability to manage highly diverse teams in widely dispersed geographies. Strong management and people development track record. High level of resilience and maturity to operate in a result driven and fast-moving environment. Academic degree from a well-recognised institution. Education: Degree level Licenses: As per local regulatory requirements Certifications: Per the local and global regulatory requirements Language: Business Communication

Role Specific Technical Competencies

Capital Management Balance Sheet Management Liquidity Management Resolution Planning Financial Products & Markets Governance, Regulation and Risk Management - Corporate Governance Governance, Regulation and Risk Management - Regulatory Compliance Governance, Regulation and Risk Management - Risk and Control Effective communication Financial Analysis Finance and Accounting

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

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