Job Description

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.

Responsible for managing a portfolio of complex deals and middle office functions (drawdowns, redemptions, credit reviews) in Corporate Credit Administration supporting Group Wholesale Banking, Commercial Banking, Global Markets, Capital Markets, and Risk Management. The role provides independent oversight on credit facilities and credit risk, across an integrated team of Documentation specialists, Implementation, Credit Services, Agency, and Financial Institutions. Responsibilities also include run the bank/change the bank initiatives, transformation projects, process redesign and improvements, digital banking, new system implementations and testing, operations excellence (cost management, hubbing, client experience), and supporting international branches.
Responsibilities
Ensure timely, accurate and effective credit administrative support to Group Wholesale Banking (GWB) in granting credit facilities (bilateral / syndicated loans) which includes the following areas:
Implementation / restructuring of credit facilities
Disbursement of loans
Redemption of loans
Annual review of the legal documentation for credit facilities
Verify approvals are in accordance with Credit Policy's Lending Authority Limits
Ensure conditions of approvals, loan documentation comply with terms of approval prior to implementation/disbursement of facilities
Adhere to documented procedures, control guidelines, policy, and compliance framework
Ensure covenants, exceptions are logged, monitored & followed-up and through
Work with relationship managers, risk managers, policy and internal legal on loan documentation matters
Implement facility limits, maintain accurate credit documentation and transaction records
Provide instructions and liaise with downstream to setup loan account and tranche for disbursement
Attend to business partners' queries & requests timely
Undertake coordinator role for the Department's business continuity plan and other risk related functions
Perform periodic risk controls self-assessments
Conduct regular review on operation process/workflows, update the control procedures manual and assist in ad-hoc projects, if necessary
Contribute to process improvements and quality projects to enhance productivity and improve service
Assist in collating MIS data
Assist in reporting to Regulatory bodies
Qualifications
Bachelor's or Master's degree from a reputable university (Singapore or overseas)
Minimum 10 years extensive experience in Credit Administration and Legal Documentation review for large corporate banking and medium-sized business banking lending business
Experience in preparing in-house (Letter of Offer) and external legal counsel documentations (Facility Agreement)
Functional knowledge includes:
Shipping / Aircraft financing
Property financing
Project financing
Conglomerate financing
Commodities financing
Sustainable financing
Acquisition financing
Familiar with regulatory requirements including MAS637, MAS757, S35, and S29
Extensive product domain including:
Loan
OD
Trade Finance
Supplied Chain Products
Treasury
Analytical with a keen eye for details, neat and meticulous
Pro-active, good interpersonal and communication skills
Able to work under stress and adaptability to changes
Good team player and able to motivate team members to meet/exceed expectations and manage team efficiency
Proficient in the use of various Microsoft Office applications
Able to initiate/manage process improvements to improve staff productivity or service satisfaction
Competencies
Action Oriented: take on new opportunities and tough challenges with a sense of urgency, energy, and enthusiasm
Collaborates: build partnerships and working collectively with others to meet shared objectives
Courage: step up to address difficult issues and say what needs to be said (speak-up)
Relationship Focus: build strong business and customer relationships and deliver customer-centric solutions
Instills Trust: gain confidence and trust of others through honesty, integrity, and authenticity
Nimble Learning: active learning through experimentation when tackling new problems, using both successes and failures as learnings
Decision Quality: make sound and timely decisions to keep the organization moving forward
Drives Vision & Purpose: paint a compelling picture of the vision and strategy that motivates others to action
Gives Clarity & Guidance: provide direction, delegation, and removing barriers
Transformation Mindset: embrace and manage change management projects to improve operations excellence, service quality, and client experience
Risk Management: protect the organization from financial, operational, regulatory, and reputational risk
Who you work with
Group Operations and Technology (GO&T) co-creates products and solutions. We build the underlying technology applications and services. And manage the Group's IT operations & cyber defence. 24x7 and 365-days. End-to-end transaction fulfilment services. For the whole Group. With singular focus. Delivering exceptional customer experience. At the forefront of our digital transformation journey. Relentless innovation. Pushing boundaries. All fuelled by serious investment in your development.
Who we are
Singapore's longest established bank, we've been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.
And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.
What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Skills Required