Job Description

Business FunctionHere at the DBS Transformation Group, we focus on nurturing the culture of the xe2x80x9cWorldxe2x80x99s Best Bankxe2x80x9d (Euromoney 2018, 2019 and 2020). Our approach is a combination of both science and art. We immerse our stakeholders in the world of design thinking and experimentation, drive rigorous creativity along our innovation pipeline, and build connections between corporate entrepreneurs and start-ups. We are a cross-disciplinary team focused on the invention of solutions that will radically improve the way people live, work and play. We are passionate and committed to making banking joyful (while having lots of fun)!xe2x80x8bResponsibilities

• Lead the design, development, testing, and operationalization of credit models, rules, and algorithms to enhance the bankxe2x80x99s Eco-System Lending (ESL) capabilities
• Manage the Advanced Modelling Analytics team, providing guidance, mentorship, and support to drive the teamxe2x80x99s success and deliver high-quality data scientific deliveries
• Oversee the end-to-end development of credit risk models (e.g., underwriting, propensity, income estimation) for CBG and SME portfolio, ensuring alignment with industry best practices
• Collaborate with cross-functional teams (data scientist, credit risk, fraud detection, business unit, and Middle Office Technology team) to collect, analyse, and interpret complex datasets for effective model development
• Manage the full model lifecycle, including development, back-testing, validation, calibration, and performance monitoring
• Ensure strict compliance with internal risk management policies and regulatory requirements
• Present model development findings and risk assessments to senior leadership, model end-users, and internal validation / audit teams
• Stay informed of the latest advancements in credit risk modelling, machine learning, and advanced quantitative techniques
• Mentor and guide junior team members, fostering a culture of continuous learning and innovation
• Drive automation and process improvements in the model development lifecycle
• Translate complex business challenges into actionable analytics requirements
• Lead the development of AIML models to support the bankxe2x80x99s Analytic-Based Lending (ABL) Strategy, ensuring alignment with business drivers
• Oversee the measurement, development, and execution of initiatives and workstreams
• Build and maintain strong stakeholder relationships, demonstrating the ability to communicate complex analytics insights effectively to deverse audiences
• Foster collaboration between business, technology, and data teams to integrate advanced analytics seamlessly into decision-making processes
• Lead overall reporting and updates to executive forums and key stakeholders

Requirements

• Minimum of 10 years of experience in related areas, with a strong track record in credit risk model development and implementation (e.g., Application, Behaviour, Collection, Propensity models)
• Hands-on experience with Eco-System Lending business related models is a must
• Hands-on experience of developing credit risk models and fraud analytics solutions, with sound understanding of credit underwriting process
• Outstanding AI/ML modelling and programming expertise, with proficiency in tools such as Python, PySpark, etc.
• In-depth knowledge of statistical analysis, econometrics, and machine learning techniques
• Proven ability to work both independently and collaboratively within a team environment
• Exceptional stakeholder management skills, with the ability to convey technical concepts to non-technical audiences and align mutual priorities
• Strong written and verbal communication skills, coupled with the ability to manage complex projects effectively
• Demonstrated leadership in fostering collaboration across business, risk, and technology teams to drive impactful outcomes.

Apply nowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

DBS Bank