Job Description

Business Function

Risk Management Group works closely with our business partners to manage the bank\'s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

You are a SVP in DBS Bank\'s Risk Policy Unit (RPU), instrumental in driving, reviewing and maintaining the Bank\'s credit risk policies to ensure that they remain effective in managing credit risks in line with the Bank\'s risk appetite. Your responsibilities covers policy-related initiatives in all business segments (ie. Institutional, Consumer and Wealth Management). You will also be required to know how these credit risk policies and/or its changes would have an impact on corresponding credit processes (including digitalised processes) and be further required to provide guidance in ensuring that process changes are coordinated and followed through together with policy implementation.

Responsibilities

• You will engage and work closely with all key stakeholders (Business Units and within Risk Management Group) including senior management, to ensure that risk issues are appropriately addressed, yet balanced with business strategies.
• You have a transformational mindset and will revamp policy requirements without compromising risk standards, in line with the Bank\'s broader digitalisation objectives.
• You are collaborative and support user queries on interpretation of policies and assist in the adoption and localisation of policies, where needed.
• You will socialise policy changes via ongoing electronic communications, briefing sessions and be part of the change management team that socialises these changes.
• You will lead or represent the Risk Policy Unit in thematic/ad hoc workstreams that may be driven by changes in economic/regulatory landscape or business/risk strategies.

Requirements

• You have at least a Bachelor\'s degree and are able to work independently with minimal supervision.
• You should have more than 10 years working experience and possess strong credit skills from prior roles within credit risk or business. Experience across business segments (Institutional Banking, Consumer Banking and Wealth Management) is a plus.
• You should have the ability to solution how group strategic outcomes should translate to our policies and process framework to shape the credit portfolio we want and drive the intended behaviour of bankers.
• You have excellent writing skills that are concise and clear to ensure that policy requirements are unambiguous and consistently applied across the Bank. Prior experience in policy work is not essential but advantageous, as are data analytical skills.
• You have strong verbal communication skills and able to drive discussions independently with key stakeholders, including senior management.

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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