Job Description

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Securities Based Lending Team (SBL) is Wealth Management\'s center of excellence for underwriting loans that are secured by marketable securities. As an Associate Lender, you will work closely with Client Advisors to deliver excellent client service for all securities-based lending requests for clients of the Private Bank\'s Ultra High Net Worth market teams. You will leverage your deep understanding of credit underwriting and analysis to provide a sound credit solution for our clients. In addition, you will contribute as the subject matter expert to strategic initiatives. If you are intellectually curious and have a passion to drive solutions, you may be the perfect fit for our team.

Job Responsibilities

• Primary point of contact for assigned portfolio with close interaction with Client Advisors to deliver the best credit product solution with a sound credit structure
• Underwrite new credit and review annual review proposals for credit approval in compliance to prevailing credit policies as well as regulatory and jurisdictional requirements
• Analyze collateral pool and grade appropriately per credit policy, including ability to compare each transaction to credit policy in order to flag any credit exceptions or non-standard terms for review
• Maintain a consistently high level of awareness around any potential credit issues. Proactively resolve exceptions, including but not limited to margin call situations, credit exceptions and documentation exceptions
• Prepare/Review client credit documentation including but not limited to Pledge Security Agreements, Credit Facility Agreements, authority forms, registration
• Assist in strategic initiatives
• Coach and mentor junior team members

Required qualifications, capabilities, and skills

• Minimum of 6 years of Private Banking credit risk and/or lending experience
• Knowledge and/or experience of underwriting, lending value analysis, KYC and cross border issues
• Teamwork ethic and focus; ability to work under pressure and meet deadlines
• High level analytical skills - able to use qualitative and quantitative tools to analyze complex financial situations
• Strong communication (written/verbal) and interpersonal skills
• High level of attention to details in order to ensure all work adheres to credit policy

Preferred qualifications, capabilities, and skills

• Ability to influence and communicate with senior stakeholders
• Demonstrated ability to think like an owner
• Sound business judgment and risk sensitivity
• Process improvement experience a plus

About Us: J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world\'s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants\' and employees\' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team: J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.\xe2\x80\x8b

JPMorgan Chase