Job Description

Job Title Account Manager, Wholesale Clients



The Account Manager supports Core Lending in achieving its strategic objectives by:

• Identifying, assessing, managing, monitoring and reporting risks that may incur in the business;
• Ensuring the risk profile complies with risk policies, standards and guidelines;
• Promoting a strong risk culture within business;
• Identifying and assessing risks with a forward looking view;
• Managing risk by preventing further damage;
• Implementing effective risk control in accordance with the Bank\xe2\x80\x99s framework;
• Supporting full transaction execution.

Credit & Risk Management

• Prepare credit application, annual review and solicit approvals in situations of facility increase, exception/deviation request, changes in T/S, non-compliance of covenants, negative development etc.
• Responsible for credit risk assessment and modelling, including financial spreading, rating, loan classification, LEA, default trigger and projection
• Work closely with country or regional credit committee(s) to clarify credit application enquiries, and to respond to action points requested by relevant committee(s) wherever necessary
• Responsible for documentation initiation process, follow up with the collation of condition precedents documents, covenant control and monitoring of approval conditions
• Review documentation to ensure compliance with credit approval terms
• Responsible for control activities, including collateral management and report, maintain credit-risk related data quality and closely monitor loan classification
• Conduct timely escalation of any negative development or red flags based on credit risk position and adverse changing market conditions
• Assist in portfolio review, regular or ad hoc projects in relation to account and portfolio monitoring

Business In-Control

• To participate in In-Control meeting and to monitor, administer and report operational risk incidents
• Provide input for regulatory returns
• Be responsible for credit related data/limit input and monitoring of Loan Classification
• Act as contact point for auditors for all credit and risk related matters

Client Service

• Be responsible for credit related matters during credit structuring and term sheet preparation, negotiation and review processes
• Participate in deal team to support full transaction execution
• Maintain constant dialogues with internal stakeholders to keep abreast of market intelligence, procedures, policies and strategies

Requirements:

• Bachelor\'s degree holder from a recognized university
• Minimum of 8 years of relevant experience in SEA coverage/wholesale client servicing environment with solid background in credit and risk
• Strong analytical skills with experience in assessing complex financial transactions such as acquisition, leverage financing, project financing, receivable purchase or securitized deals
• Experience in risk analysis of large corporates, particularly operating in the food and agriculture sector
• Good communication skills, and able to maintain dialogue with senior client
• Proven leadership and team management skills

Rabobank