Job Description

Job Purpose

You will be responsible for managing credit risks arising from all business activities of the Branch as well as assisting the Head of Risk in exercising oversight, providing advice and preparing monthly reports for operational risk.

Job Responsibilities

To undertake critical analysis of credit applications submitted by Wholesale Banking Department and provide value added recommendations to Head of Risk/Credit Committee. To attend to ad-hoc transactions and excesses, with timely reporting to management. To work with middle/back office in ensuring robust implementation of approval conditions. To provide guidance to Relationship Managers in structuring transactions that are consistent with the Bank's credit policy/risk appetite and current market environment. To participate in customer due diligence/visit with Relationship Managers where required. To work closely with Wholesale Banking Department in ensuring that credit reviews are submitted on a timely basis and minimise overdue reviews. To review New Product Approval submissions and advice/make recommendation on risk (credit, market and operational) matters. To produce reports for Branch Management and Risk Management Group as required. To provide back-up support for Head of Risk and fellow Singapore Risk team members. To review, maintain, update and formulate local risk procedures and provide feedback for loans, trade, market and operational workflows. To assist the Head of Risk in operational risk management, including monthly reporting, NPA sign-offs from an ORM perspective and IRS reporting. To perform any assignments required by management from time to time.

Job Requirements

Degree Holder in Business Administration, Banking, Finance, Accounting or related disciplines. * Minimum 15 years' credit risk management experience in corporate banking with strong working knowledge of structured trade finance.