Job Description

Business Function

Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank\'s operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Responsibilities:

• Reporting to the Team Leader and assist the Team Deputy whenever required.
• Administers and monitors transactional collaterals for Commodity Structured Trade Finance.
• Responsible for transactional and operational integrity of the credit facility structure especially in areas of Settlement risk, Operational risk, and Performance risk.
• Work closely with Relationship Managers (RM), Back office (STO) and Credit Risk Managers (CRM) as well as GTS Sales and Product to co-ordinate and leverage on the expertise of each party. STMO Account Officers-In-Charge (OIC) interfaces regularly with Compliance and Legal entities.
• Ensures that all credit policies, NPAs, and SOPs are adhered to and update all transactions in ST Connect (STC) as well as UDMAs.
• To deliver Structured Trade Finance services to clients in accordance with established quality, service standards (SLA) and established Procedures, Policy, and Standards.
• Participate in User Hands On familiarisation for system enhancement and implementation.
• Perform Mark to Market (MTM) valuation, monitor cash collateral requirements follow up on top-ups when under-collateralised.
• Monitor Loan to Value (LTV) ratio to ensure that it is not breached and conduct margin calls whenever necessary.
• Participate in process improvement initiatives to improve productivity and efficiency.
• Work with stakeholders in project developments and change management as and when required by Head of STMO.
• Alert RM and Credit Risk of any potential risks which might endanger the underlying asset or identify the source of repayment in a timely manner.
• Assist to solicit new transactions within approved and available limits through daily contact with the clients and in relationship follow-up and marketing visits whenever possible and required.
• Assist in STMO Project works as and when assigned by Head of STMO.

Requirements:

• Preferably a Bachelor Degree in Banking & Finance or relevant
• Minimum 5 years of experience in Structured and Commodity Trade Middle Office and or Back Office.
• Knowledge on Storage Financing and Commodity Hedging will be an advantage.
• Must be attentive to details with good analytical skills and the ability to understand the intrinsic transactional risks.
• Can cope with pressure and meet tight timeline.
• Team player with strong Organisational and interactive skills.
• Good command of written and spoken English and Chinese (interaction with Chinese desk clients)
• Knowledge of trade-based rules such as UCP600, ISBP745, URC525 and Incoterms 2021

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

DBS Bank