Credit Analysis work for Global Subsidiaries team in CCIB Client Coverage in Singapore
Business
We are hiring a in the Global Subsidiaries Group of Corporate, Commercial and Institutional Banking. The Global Subsidiaries Group looks at all inbound business in Singapore from a CCIB perspective The team focuses on banking coverage of a few businesses relating to groups domiciled outside Singapore and having business in Singapore: Commodities Traders & Agribusiness (\xe2\x80\x9cCTA\xe2\x80\x9d), Metals & Mining and Oil & Gas, Consumers, Technologies, Healthcare, Shipping, etc. sectors. These businesses are core segments of the Bank and are expected to make a significant contribution in delivering the Bank\xe2\x80\x99s growth aspirations. SCB has been one of pioneers in these areas in the past, launching new products and solutions that were the first of its kind for the industry and we continue to lead the way in Asia for these businesses given our product capability and network.
Processes
Credit analysis and approval along with post approval monitoring and control
People & Talent
We are looking for a dynamic and energetic team-mate to join the Global Subsidiaries team in Singapore to work as a Credit Analyst as well as work with Senior Relationship Managers in the team to manage some of the larger accounts. As a member of the Team, you will manage the credit for a portfolio of diverse clients and work with RM\xe2\x80\x99s to deliver to these clients the whole array of the Bank\xe2\x80\x99s product suite of Transaction Banking (\xe2\x80\x9cTB\xe2\x80\x9d), Lending and Global Credit Markets (\xe2\x80\x9cGCM\xe2\x80\x9d) which includes Financial Markets and Corporate Finance. As such, the role involves working closely with key stakeholders (RM\xe2\x80\x99s, Credit, TB, FM, Distribution, Portfolio Management etc.) to align business strategy and drive the business growth.
Risk Management
Credit Risk analysis
Regulatory & Business Conduct
Display exemplary conduct and live by the
. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the team to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles. Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Relationship Manager, Credit Officers, Legal and compliance, Credit Policy
Our Ideal Candidate
2+ years of experience in Banking Industry
Excellent analytical skills, with proven ability to interpret, analyse and present information
Strong stakeholder management skills to manage multiple stakeholders across Industry, Product and Risk
Deal experience and understanding of Product capabilities of the Bank to help identify business opportunities and associated risks
Strong Credit and business strategy skills, with experience in managing large global clients or product teams
Self-confident person with a high level of drive, dedication, pride and exceptional attention to detail and a team player
Degree or post graduate qualified from a top-tier school
Strong understanding of regulatory and compliance obligations
Role Specific Technical Competencies
We are looking for an individual with a Can-Do Attitude and who is a Team Player focused on building a value accretive Business for the bank by doing more with our clients while managing risk. Specific skills include:
Credit Risk Management
Credit Analysis / Quantitative Analysis
Good hands on exposure to financial modelling
Solution / Deal Structuring
Corporate Banking Product Knowledge (in particular Trade financing products)
Industry / Business Knowledge
Account Strategy and Planning
Ability to use Microsoft Office suite of products.
About Standard Chartered
We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.