Job Description

Job: Institutional Banking
Primary Location: Asia-Singapore-Singapore
Schedule: Full-time
Employee Status: Permanent
Posting Date: 25/Jul/2022, 12:45:08 AM
Unposting Date: 24/Aug/2022, 5:59:00 PM

About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Role Responsibilities Business We are hiring in the Greater China and North Asia Portfolio (“GCNA”) of the Global Subsidiaries Group of Corporate, Commercial and Institutional Banking. The Global Subsidiaries Group looks at all inbound business in Singapore from a CCIB perspective and the GCNA team focuses on banking coverage of a few businesses relating to groups domiciled particularly in China and having business in Singapore: Commodities Traders and Agribusiness (“CTA”), Metals and Mining and Oil and Gas, Consumers, Technologies, Healthcare. These businesses are core segments of the Bank and are expected to make a significant contribution in delivering the Bank’s growth aspirations. SCB has been one of pioneers in these areas in the past, launching new products and solutions that were the first of its kind for the industry and we continue to lead the way in Asia for these businesses given our product capability and network. We are looking for a dynamic and energetic team-mate to join the Global Subsidiaries team in Singapore to work with the GCNA team as a Credit Analyst as well as work with Senior Relationship Managers in the team to manage some of the larger accounts. As a member of the Team, you will manage the credit for a portfolio of diverse GCNA (in particular China) clients and work with RM’s to deliver to these clients the whole array of the Bank’s product suite of Transaction Banking (“TB”), Lending and Global Credit Markets (“GCM”) which includes Financial Markets and Corporate Finance. As such, the role involves working closely with key stakeholders (RM’s, Credit, TB, FM, Distribution, Portfolio Management etc.) to align GCNA business strategy and drive the business growth. Processes

• The candidate would be primarily responsible for managing the Credit risk associated with the portfolio and ensuring high quality of the portfolio. This includes managing ongoing quality of portfolio, producing exception reports, review credit extending across entire portfolio to ensure consistency of approach.
• The candidate will also be work closely with the RM for origination and coverage of a portfolio and play a vital role in deal structuring to add good value from a credit / policy perspective as well as facilitate revenue growth in the portfolio.
• Responsible for working with the Global Account Managers (GAM), Risk and Product Partners in Ideation, origination, and structuring & distribution solutions and in delivering the SCB network to our clients.
• End to end deal management - from identifying needs, structuring to term-sheet and credit approvals. Coordinate inputs and approvals from internal stakeholders on transactions.
• Work with RM on executing country account plans of the clients they cover, establishing, and maintaining an understanding of the client and their needs and steering the client relationship along with the relevant GAM.
• Acts as a champion of the Bank’s brand, culture, and conduct standards.
• Provide client insights in relation to an industry sector, client information and account plans.
• Provide creative recommendations to Relationship Managers by monitoring peer groups and competitors and undertaking industry reviews based on non-standard industry / company information / data (equity, credit reports, press and magazine reports).
• Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis.
• Assist, train and mentor Junior Credit Analysts, Interns and International Graduates.
• Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals etc. as and when required.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Compliance with local regulations (MAS) and global regulations (PRA FCA).

Our Ideal Candidate

• Excellent analytical skills, with proven ability to interpret, analyse and present information.
• Strong stakeholder management skills to manage multiple stakeholders across Industry, Product and Risk.
• 4 + years of professional experience as a credit analyst.
• Deal experience and understanding of Product capabilities of the Bank to help identify business opportunities and associated risks.
• Strong Credit and business strategy skills, with experience in managing large global clients or product teams.
• Self-confident person with a high level of drive, dedication, pride and exceptional attention to detail and a team player.
• Degree or post graduate qualified from a top-tier school.
• Strong understanding of regulatory and compliance obligations.

Role Specific Technical Competencies

• We are looking for an individual with a Can-Do Attitude and who is a Team Player focused on building a value accretive Business for the bank by doing more with our clients while managing risk. Specific skills include
  • Credit Risk Management
  • Credit Analysis / Quantitative Analysis
  • Good hands on exposure to financial modelling
  • Solution / Deal Structuring
  • Corporate Banking Product Knowledge (in particular Trade financing products)
  • Industry / Business Knowledge
  • Account Strategy and Planning
  • Knowledge of China market
  • Previous exposure to working with Chinese groups having operations in Singapore or any other location as the
  • Familiarity with banking regulations in China
  • Exposure to Chinese culture and ability to understand and communicate (business communication) in Mandarin as the role will focus on the North Asian corridor.
• Ability to use Microsoft Office suite of products will be required for the role.

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