Job Description

Our Client is an international, expanding European bank is currently looking for an Associate Director \xe2\x80\x93 Credit Risk Management for their Asia/Pacific region. Candidates with relevant experience who are keen to explore this opportunity, please email your cv directly in word format with job reference no. Jo0000011986 to bankingandfinance-sg@theedgepartnership.com. Please note that only shortlisted candidates will be contacted. EA Licence number: 16S8131 Recruiter Licence number : R1324597

Key responsibilities

• Evaluates new Corporate Banking financing requests (focus on Large Asian Corporates but may also involve European SMEs), including providing feedback to Relationship Managers and commenting on loan proposals from a credit risk perspective.
• Active credit risk management of an assigned credit portfolio (including analysis of financial statements, preparation of company ratings, assessments of business model, sector outlook etc).
• Credit writing of applications, periodic credit reviews and other credit memos
• Audit of loan documentation from a credit risk perspective
• Works closely with front office colleagues and various other stakeholders involved in the credit process
• Ensuring compliance with the bank\xe2\x80\x99s internal credit-risk-related processes and policies as well as relevant external, regulatory requirements.
• Contribute to the continuous improvement of credit-related processes, both from an efficiency perspective as well as to ensure continued regulatory compliance.
• Provide guidance to junior team members in the Asia/Pacific region (the team is based and headed out of Singapore, while team members are also located in Seoul and Shanghai).

Role requirements

• Bachelor\xe2\x80\x99s degree in Business/Finance from a recognised University
• At least 8 \xe2\x80\x93 10 years\xe2\x80\x99 relevant working experience in a corporate credit risk analysis role
• In-depth experience in analyzing corporate credit risks, including very good skills to analyze

financial statements, cash flow forecasts, business models, industry sectors etc.

• Excellent skills in writing concise, risk-balanced credit reports.
• Preferably knowledge of credit-relevant regulatory requirements (MAS)
• Analytical, meticulous and attention to detail.
• Able to perform effectively under pressure
• Good inter-personal and communication skills
• Pro-active, positive mind-set and a good team player
• Ability to work independently
• Fluent in written and spoken English as well as preferably in Mandarin Chinese.