Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

Personal Financial Services

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Responsibilities

The successful candidate will be part of the PFS Secured Loans Division responsible for managing of the existing Housing Loans Portfolio.

Your key accountabilities and responsibilities are as follows:

• To ensure retention and profitability of the existing Housing Loans Portfolio
• To handle Housing Loans repricing requests and negotiation on pricing and packages
• To evaluate & restructure Housing Loans to meet customers\' financial needs
• To work with The Product Team to optimize on repricing packages offering and portfolio profitability
• To execute Proactive Retention Exercises initiated by The Product Team

Job Requirements

• Minimum 3 or 5 years relevant working experience
• Good knowledge in Housing Loans Product. Prior experience and familiarity with Housing Loans is a pre-requisite
• Possess strong communication and written skills with an ability to interact and negotiate with people at all level
• Proficient in Microsoft Office Applications and Data Analysis
• A team player/self starter with a dedication to provide premium services, quality performance and speed on execution.
• Self driven and resourceful with an ability to work independently

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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