Job Description

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.
Objective As part of the Home Financing Solutions team of the World’s Best Bank, you will be working with multiple cross-functional teams across the organization, leveraging on data & digitalisation to manage & develop innovative product propositions, improve marketing outreach to scale business and ignite new growth for Overseas Property Financing (OPF) portfolio focusing on our wealth segments customers by being both customer-obsessed and employee-obsessed.
Key Accountabilities

• Support and assist in product development to enhance OPF offerings exceeding customer needs, improve operational efficiency through the effective use of data and technology.
• Collaborate with key stakeholders to constantly improve operational processes through project initiatives/ enhancements and/ or streamline workflow.
• Drive marketing efforts to improve customers outreach through experimentations.
• Good appreciation and understanding of risk management, credit & secured lending, and compliance of applicable regulations and internal policies.
• Management of OPF portfolio P/L to achieve profitable growth and meet budget

Responsibilities

• Portfolio management to include end-to-end product lifecycle strategy from acquisition through early customer engagement, retention & gating to optimize OPF portfolio performance.
• Leverage on data to drive product innovation & strategic development, implement & deliver marketing campaigns, and support meeting all financial performance metrics on the portfolio.
• Identify and evaluate new business opportunities that have potential to expand the business and/or improve business profitability.
• Collaborate with internal stakeholders as a horizontal organisation to identify gaps & opportunities to develop and drive operational efficiency, execute business plans, manage risk & compliance from loan origination through to fulfilment to meet our priorities of Joyful Customers, and Fulfilled Employees.
• Ensure effective work processes, procedures and controls infrastructure are in place to support business growth; this includes related system updates and projects delivery on ongoing and new projects.
• Preparation and presentation of management reports and initiatives for stakeholder oversight through regular MIS updates and administrative duties.
• Adopt an agile mindset to address adhoc tasks that may arise.

Requirements

• University graduate or graduate degree
• A minimum of 3 years of experience in product management of consumer banking products (secured lending products would be an advantage)
• Preferably with experience in design thinking, business management, data analytics
• Strong interpersonal and communication skills, with the ability to collaborate across teams and stakeholders
• Makes data-driven decisions with strong analytical skills and good business acumen
• Good organizational and management skills, with attention to details
• Resourceful, creative and independent learner
• Medium to high proficiency in suite of office productivity tools

Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Primary Location: Singapore-DBS Asia Central Job: Product Management Schedule: Regular Employee Status: Full-time : Job Posting: Aug 11, 2022, 4:52:44 AM