Analyzing financial statements, credit reports, and other relevant data to evaluate creditworthiness.
Identifying potential risks associated with extending credit by reviewing payment history, financial stability, industry trends, and economic conditions.
Developing and implementing credit risk policies and procedures to ensure effective risk management across the organization.
Utilizing credit scoring models to make informed lending decisions.
Monitoring and managing the credit portfolio to identify emerging risks and assess performance.
Ensuring compliance with regulatory standards such as Basel III.
Communicating credit risk assessments and recommendations to senior management and stakeholders.
Making credit decisions, setting credit limits, and negotiating credit agreements.
Requirements:
Bachelor\'s degree in finance, economics, or accounting.
Minimum 8 years of experience in credit risk analysis, underwriting, or portfolio management.
Strong analytical skills for evaluating financial data and risk factors.
Solid understanding of financial principles and credit risk metrics.
Familiarity with credit risk management concepts and regulatory requirements.
Effective communication skills for presenting recommendations and collaborating with teams.
Attention to detail for accurate credit assessments and compliance.
Strong decision-making skills to align lending decisions with the organization\'s risk appetite.
Proficiency in relevant credit analysis and risk modeling software.
Demonstrated integrity and ethical conduct in decision-making.
Interested candidates can forward their CVs in MS Word format to weiyan@triton-ai.comReg No. R1983718Triton AI Pte LtdLicense no. 21C0661