Excellent Welfare and Benefits + Career progression
Working location: Chinatown
Working days: Monday - Friday (5 days)
Working hours: 9.30am - 6.30pm
Key Responsibilities:
Assess the creditworthiness of SMEs or Individuals in applying for loans or credit
by analysing financial statements, credit reports, and other relevant data.
Evaluate the potential risks
associated with extending credit to customers or counterparties, considering factors such as their payment history, financial stability, industry trends, and economic conditions.
Develop and implement credit risk policies and procedures
to ensure consistent and effective risk management practices across the organization.
Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.
Monitor and manage the organization's credit portfolio, including identifying emerging risks, assessing portfolio performance, and implementing strategies to mitigate risk.
Ensure compliance with relevant regulations and guidelines governing credit risk management, such as Basel III requirements or local regulatory standards.
Communicate credit risk assessments and recommendations to senior management, stakeholders, and relevant departments within the organization.
Make credit decisions, including approving or rejecting credit applications, setting credit limits, and negotiating terms and conditions of credit agreements.
Other ad hoc duties as assigned.
Requirement
Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
5 years of relevant working experience in credit risk analysis / underwriting
Candidates are encouraged to apply this position via
Apply Now
button with the following information in the resume
Work experiences and job responsibilities
Current and Expected salary
Reason for leaving
Date of availability
Education background
We regret that only shortlisted candidates will be contacted.
NG JYA YEE (R23119014)
EA Recruitment Pte Ltd
EA License No: 21C0492
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