Job Description

The Digital Lending Products Head is responsible to lead the Digital Lending Product Team, which oversees all digital execution and delivery of marketing campaigns and programs to drive overall loans / EPP digital penetration. The digital lending team under the leadership of the Digital Product Lending Head manages all product collaterals & communication on the digital front whom will work closely with key stakeholders ensuring visibility of the loans product on digital platforms. The product head will also lead and implement new digital growth initiatives that include system and process change.
Responsibilities:
Responsible for digital lending goals covering all unsecured loans products (Unsecured Loans, Balance Transfer, Transaction EPP, Statement EPP) and ensure leadership and salience of the products vis-a-vis competition and for driving preference through product/process innovation, and enhancement of proposition while ensuring full compliance of product and pricing offers with regulatory and compliance/global policies in the digital space.
Work closely with multiple internal / external stakeholders like Sales & Distributions, Technology, Marketing, Digital Banking, Legal, Compliance & Decision Management etc.to drive business growth across various digital channels and touchpoints.
Lead and implement new revenue and balance growth initiatives including system and process change digitally.
Strategically identify segments of customers to formulate strategies to roll out price test offers and universe expansion initiatives optimizing existing and new channel distribution & capabilities
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
Graduate, preferably in business development or sales or marketing or related discipline
Minimum 5 years working experience in the above discipline
Strong negotiation and interpersonal skills
Strong written and oral skills
Strong presentation and report writing skills
Has initiative, is self-motivated and resourceful
Ability to work independently and driven for results
Good analytical, financial skills
Education:
Bachelors degree,
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Job Family Group: Consumer Sales
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Job Family: Consumer Sales Management
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Time Type: Full time
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