Job Description

Job Summary
The Director, CPM (Credit Portfolio Management) TB, WRB (Transactional Banking, Wealth & Retail Banking) role focuses on optimizing TB, WRB liabilities and offers a dynamic platform for a self-driven individual to make a tangible impact on the deposit portfolio performance and the bank's global aspirations. This role is central to delivering actionable insights and strategic solutions in partnership with frontline and central teams
Key Responsibilities

• Conduct in-depth analyses of TB, WRB liabilities across multiple segments and geographies to identify optimization opportunities.
• Lead initiatives in deposit behavioural modelling to enhance understanding and management of deposit dynamics.
• Drive NIM stabilization and optimization, ensuring long-term sustainability and profitability taking into account balance sheet capacity and ingroup efficiency.
• Implement and refine FTP strategies to maximize portfolio returns in line with the bank's FTP policy.
• Stay ahead of balance sheet-related regulatory changes, ensuring compliance while supporting growth opportunities.
• Build and nurture partnerships across Treasury, central, regional, and local product management teams to foster growth in high quality deposits.
• Conduct country and regional training on the latest balance sheet topics impact the frontline's business momentum & practices.
• Develop KPIs, MI and management reporting templates and requirements to help monitor performance, identify opportunities, and drive accountability.
• Continuously improve the reporting, data and analytics used to support CPM team's mission.
• Ensure accurate and quality data and reporting.

Strategy

• Act as a true business partner to deliver business insights and high impact, executive ready analysis to drive performance and enable management decisions
• Thorough understanding of the underlying drivers of balance sheet growth and able to present opportunities and levers to drive optimal fund raising & pricing.
• Influence business strategies regarding balance sheet opportunities to optimize our market position.

Business

• Work closely with global and/ or regional product heads to establish a balance sheet-based strategy in line with the group's overarching targets
• Drive innovation & ideation to always find better and more optimal ways of conducting deposit business growth.

Processes

• Support the global head in balance sheet management in setting broader team priorities and initiatives, adopting an 'agile' approach to book of work management and prioritization, tracking team commitments and deliverables towards the collective goals.
• Build Awareness and understanding of bank's data architecture and collaborate with relevant Digital MI teams to solve for analytics requirements.
• Drive process improvement, efficiency and resolving core business issues in the team.
• Ensure highest quality of the reports produced by the team, whilst being on top of relevant processes and timelines end to end.
• Be on top of the latest key balance sheet related drivers

People & Talent

• Engagement with senior stakeholders like Business Product Heads, Cluster heads, Treasury, Finance & CPM colleagues

Risk Management

• Ensure effective reporting controls in place to prevent errors to due misstatement or omission of material financial information

Governance

• Participate in shaping the business growth with product, treasury and finance teams
• Ensure key stakeholders are aligned to all key initiatives

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• TB, WRB Product Management (local, regional & global)
• Business Finance
• Country Finance
• Financial Resource Management / CPM
• Treasury
• Corp & FI Sales
• GFS

Our Ideal Candidate

• Bachelor's Degree in economics (or any finance related field).
• 8 years of banking experience in relation to CPM / Treasury (Risk, Liquidity) / Business Finance / Balance Sheet Management related role.
• Strong Transaction Banking and Wealth & Retail Banking product knowledge.
• Interest Rate Risk in Banking Book (IRRBB) skills will be an advantage for the role.
• Knowledge of Risk Weighted Assets / Capital & Leverage knowledge will be an asset for the role.
• CFA or FRM Designation is a major advantage
• Excellent Excel & PowerPoint skills
• Excellent written and oral communication skills

Role Specific Technical Skills

• MS Application (Word, excel, PowerPoint)
• PMI & SCB BI Systems
• Stakeholder Management

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
41227

Skills Required