Director, Credit & Portfolio Management

Singapore, Singapore

Job Description


Role Responsibilities

\xc2\xb7 Work as part of the Regional CPM ASA team to establish and drive CPM strategy for ASA region.

\xc2\xb7 Assist Regional Head of CPM to set and implement the strategy for ASA region in line with Global CPM strategy. Monitor delivery of business performance objectives for ASA Region, ensure adherence to CPM business conduct framework within the region.

\xc2\xb7 Enabling better and faster decision making by the frontline by providing transparency and global consistency, complementing the current Risk and Finance functions. This includes reinforcing first line ownership of risk

\xc2\xb7 Providing transparency on the cost and risk of a transaction to the Bank. Reviewing high priority transactions and advise relationship managers where necessary; providing input on frontline KPIs to help the team to ensure that they originate the right kind of business

\xc2\xb7 Monitoring the portfolio for any potential credit issues and help reduce exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital. Optimising the portfolio while remaining within risk tolerance

\xc2\xb7 Assist the strategy for CPM as it relates to management of CCIB stressed exposures across ASA region working closely with Stressed Asset Group. Work towards optimisation of RWA and liquidity in the legacy stressed asset portfolio for the ASA region and ensure appropriate data capture/ data management that can feed into and improve CCIB\'s data / credit modelling regimes.

Strategy

\xc2\xb7 Hold the line on key risk and return decisions on GCAF/ RCAF while ensuring compliance with Group Risk Tolerance metrics

\xc2\xb7 Continue to partner with Compliance to embed the information walls and conflict management process

\xc2\xb7 Deliver CPM ASA region\'s objectives - to be engaged in the developing and delivering of CCIB ASA strategy while ensuring alignment to the wider strategic needs and priorities of SCB.

\xc2\xb7 Reinforce first line ownership of risk.

Business

\xc2\xb7 Develop a culture which understands and evaluates the constant trade-off between new business, risk and capital deployment.

\xc2\xb7 Work closely with the deal teams to facilitate GCAF/ RCAF submissions, commitment tracking and sub optimal tracking.

Processes

\xc2\xb7 Ensure that there is a framework for effective management of operational risks within the function

\xc2\xb7 Work with other stakeholders to support the delivery of the CCIB strategy in a safe and well-controlled manner and on an end-to-end basis - incorporating infrastructure requirements and building a business for growth.

\xc2\xb7 Drive continuous improvement of the operational efficiency and effectiveness of the processes to increase the consistency of global systems and processes. This should enhance the business experience by process simplification and ease of doing business which is not limited to origination, credit and distribution.

People & Talent

\xc2\xb7 Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from CPM and work in collaboration with risk and control partners.

\xc2\xb7 Lead and reinforce strategic change and develop organization alignment geared towards the overall strategic direction of the CIB business to enable effective business performance.

\xc2\xb7 Provide effective leadership to the business, communicate the vision and build commitment and energy to focus on key priorities.

Risk Management

\xc2\xb7 Ensure there are appropriate frameworks in place so that the CPM business is carried out within the Group\'s risk appetite and reputational and credit risks are appropriately managed in conjunction with other stakeholders

\xc2\xb7 Ensure compliance with the highest standards of regulatory conduct and compliance standards and practices as defined by internal and external requirements. This includes compliance with anti-money laundering regulations and guidelines

\xc2\xb7 Ensure any audit and compliance issues relating to the CPM business are resolved in a timely manner

\xc2\xb7 Perform deep dives and deliver strategic action plans to proactively manage the CCIB ASA portfolio to mitigate the potential headwinds, and to also support opportunities that could arise from the circumstances.

\xc2\xb7 Proactively manage horizon risks, especially on macro country risks that could negatively affect the RWA and RoTE of the CCIB business.

\xc2\xb7 Monitor the portfolio for any potential credit issues and help reduce exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital. Optimising the portfolio while remaining within risk tolerance

Governance

\xc2\xb7 Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

\xc2\xb7 Responsible for delivering \'effective governance\'; capability to challenge fellow executives effectively; and Willingness to work with any local regulators in an open and cooperative manner.

Regulatory & Business Conduct

\xc2\xb7 Display exemplary conduct and live by the Group\'s Values and Code of Conduct.

\xc2\xb7 Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

\xc2\xb7 Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

\xc2\xb7 Lead the team to achieve the outcomes set out in the Bank\'s Conduct Principles. Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.

Key stakeholders

\xc2\xb7 Relationship Managers, Product partners, Country CCIB Heads, Risk Approvers, FRISK

Other Responsibilities

\xc2\xb7 Embed Here for good and Group\'s brand and values in Singapore / CCIB / Credit Portfolio Management

\xc2\xb7 Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group\'s internal and external reputation and indirectly influence the bottom line

\xc2\xb7 Promote the Group\'s brand with clients, stakeholders and regulators

\xc2\xb7 Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Our Ideal Candidate

\xc2\xb7 Credit assessment skills; frontline credit analyst, product structuring or second line credit approver experience is preferred

\xc2\xb7 Business Communication and presentation skills are required

\xc2\xb7 Graduate qualifications (or conversions): Post-Graduate qualifications such as MBA, CFA, Chartered Accountancy.

\xc2\xb7 10+ years of relevant experience in the banking and financial services industry. Experience in credit analysis and risk control functions.

\xc2\xb7 Ideally such experience should be within a business or Risk reporting role or working very closely with the business

\xc2\xb7 Appreciation of fundamental drivers of portfolio and balance sheet management; including market and regulatory dynamics

Role Specific Technical Competencies

\xc2\xb7 Credit Risk Assessment

\xc2\xb7 Financial Analysis

\xc2\xb7 Deal structuring

\xc2\xb7 Loan Documentation

\xc2\xb7 Regulatory capital optimization

\xc2\xb7 Report Writing and Presentation Skills

\xc2\xb7 Risk mitigation tools

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

\xc2\xb7 Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

\xc2\xb7 Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

\xc2\xb7 Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

\xc2\xb7 Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations

\xc2\xb7 Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum

\xc2\xb7 Flexible working options based around home and office locations, with flexible working patterns

\xc2\xb7 Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

\xc2\xb7 A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning

\xc2\xb7 Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website -

Additional Information

Career Level

Not Specified

Qualification

Not Specified

Job Type

Full-Time

Job Specializations

,

Company Overview

Standard Chartered is a leading international bank, with more than a 150-year history in some of the world\'s most dynamic markets. We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.

With more than 1,100 branches and offices in 68 countries, we offer exciting and challenging international career opportunities.

Additional Company Information

Registration No.

201224747C

Company Size

More than 5000 Employees

Average Processing Time

30 days

Industry

Banking / Financial Services

Singapore Post

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Job Detail

  • Job Id
    JD1343422
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Singapore, Singapore
  • Education
    Not mentioned