Job Description

Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business \xe2\x80\x93 they were made just right for you.\xe2\x80\x8bResponsibilities

• Define and execute strategic consumer credit cards product roadmaps for all segments from mass, emerging affluent to UHNWI
• Lead product development, program launches, and partnership management to gain maximum benefit from each product.
• Drive customer value proposition, positioning and acquisition strategy to improve customer experience and gain market share
• Identify opportunity to launch new products, features, and capabilities. Working with technology and platform team to prioritise and deliver the projects.
• Lead engagement with the schemes (Visa, MasterCard, Amex) to track performance, identify opportunities for growth and negotiate supports.
• Have a deep understanding of credit card business, schemes rules and regulations, credit policy for different segment, P&L and rewards management
• Manage a team that in charge of product lifecycle management such as product setup, cards onboarding and issuance, rewards setup and redemption and help the to provide direction, prioritise and remove obstacles.
• Strategize and implement new capabilities and features for credit card rewards system for both earn and burn by working closely with technology and platform team.

Requirements

• Flexible, positive and results-oriented attitude, works well with changing market condition and priorities and can proactively manage up. Works with a sense of urgency and makes efforts to motivate others towards common goals.
• Demonstrated ability to gather and synthesize complex information, make sound tactical decisions, and communicate such information in a clear, simple way to a variety of audiences, ranging from senior executives to working-level technical specialists.
• Ability to formulate and communicate strategies rooted in deep knowledge of product, consumer, and market factors, with the ability to think creatively and outside the box
• Self-starter who identifies areas of opportunity and drives forward efficiencies, processes, and goals forward with cross-functional stakeholders.
• Outstanding written and verbal communications skills, including the ability to develop clear, insightful PowerPoint presentations, internal briefs and reports.
• Technical aptitude: Demonstrated ability to work with complex products or capabilities, the ideal candidate will have an existing basic understanding of credit card systems and scheme compliances, especially for issuance of cards (IPK, BIN, chip certification process), authorisation and settlement flow, rewards system, API.

Apply nowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

DBS Bank