Job Description

1. Financial Planning & Strategy

Develop, implement, and monitor the company's financial strategy and long-term financial goals. Prepare

annual budgets

,

forecasts

, and

financial models

to support business expansion and investment decisions. Conduct regular

variance analysis

between actual results and budget, providing insights and corrective recommendations. Advise management on

cost optimization, ROI, and capital allocation

to ensure sustainable growth.

2. Financial Reporting & Compliance

Oversee preparation of

monthly, quarterly, and annual financial statements

(P&L, Balance Sheet, Cash Flow) in compliance with

Singapore Financial Reporting Standards (SFRS)

. Ensure accurate and timely

management reports

for internal stakeholders. Liaise with

external auditors, tax agents, and government agencies (IRAS, ACRA)

to ensure compliance and statutory filings. Maintain proper documentation for

ISO, Halal, and audit requirements

(if applicable to production or export businesses).

3. Cash Flow & Treasury Management

Manage

cash flow, working capital, and liquidity

to support daily operations. Oversee

banking relationships

, negotiate credit facilities, and monitor loan covenants. Ensure efficient

collections, payments, and expense controls

, minimizing idle cash while maintaining reserves for operational needs. Implement

FX risk management

strategies for overseas transactions or expansion.

4. Costing & Profitability Analysis

Develop and maintain

product costing models

for items such as macarons, brownies, or oat bars. Analyze

gross margin by SKU, customer segment, and sales channel

(e.g., B2B vs. online retail). Identify

cost-saving opportunities

in procurement, production, and logistics. Support pricing decisions and promotional campaigns with

profitability insights

.

5. Systems, Controls & Process Improvement

Strengthen

internal controls

across finance, procurement, and inventory management. Oversee the implementation and continuous improvement for financial accuracy and efficiency. Ensure data integrity between accounting software (e.g., Xero, QuickBooks) and e-commerce/OMS systems. Drive automation initiatives to improve reporting speed and accuracy.

6. Team Leadership & Development

Lead and mentor the

finance and accounts team

, fostering accountability and high performance. Provide training on financial literacy to non-finance departments (e.g., sales, marketing, operations). Collaborate cross-functionally with

management, HR, and operations

on business planning and performance reviews.

7. Investor Relations & Corporate Development

(for expanding companies)

Prepare

financial models, projections, and investment decks

for investors or lenders. Support fundraising activities, including

due diligence, valuation, and capital structuring

. Maintain transparent communication with shareholders or potential investors on financial performance and outlook.

8. Risk Management

Identify and mitigate

financial, operational, and compliance risks

. * Ensure proper

insurance coverage

, fraud prevention, and adherence to financial policies.