Job Description

Description - External
The Role Responsibilities

• Define payments strategy for consumer, private and business banking
• Develop market leading payments products across remittances, mobile wallets and emerging payment channels and ensure effective deployment across the SCB network.
• Lead new product development, enhancement of existing features and product management for payments in line with the overall group consumer, private and business banking strategy.
• Lead business requirements for system development & implementation
• Lead payment standardization for retail payments globally
• Monetize capabilities and develop analytics to track performance

Our Ideal Candidate
Responsible for global consumer payments and debit cards:

• 12 + years of experience in Banking , product management i.e digital payments .
• Refresh strategy in line with the market developments and create a positioning for SCB to increase client wallet share using payments as a key enabler across client segments
• Develop competitive P2P domestic capabilities and drive usage of the faster payments ecosystem
• Develop world class international remittance solutions that can compete against traditional and Neo-banks/fintechs and solve needs for affluent & International clients on pricing and experience
• Own and manage the Debit card product including product management, deal management with schemes and driving capabilities like Digital debit experience with controls & budget management
• Build strong e-commerce capabilities to improve auth rates and reduce friction on experience
• Work on expanding new form factors of payments like contactless, QR payments across markets
• Product co-development with key wallet players - Visa, Mastercard, China Union Pay...etc
• Interaction and proposition co-development with key OEM wallet players - Samsung, Apple, Google etc
• Wallet connectivity with large local wallets as part of CVP offering
• Interaction and proposition co-development with key social payments players.
• Work with countries to understand the new developments in the market including regulatory changes and continuously review the global product standard to ensure that new developments, changes including best practices are embedded into the global product standard and made available to all relevant countries globally. Thus ensure we understand, explore & build once and implement globally.
• Define system requirements for new products/features/CVPs and work with ITO to ensure that the same is built once as a standard and implemented globally.
• Work with external stakeholders to create the right outcome for SCB
• Ensure effective rollout of capabilities across markets by working with geographic multifunctional teams

Role Specific Technical Competencies

• Business Acumen
• Business Analytics
• Business Process Design
• Competitive Environment
• Emerging Technologies
• Operational Risk

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity , together with our brand promise, to be here for good are achieved by how we each live our valued behaviours . When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers