Job Description

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• Analyze and assess flow credit requests brought forward by Relationship Managers and respond to related enquiries
• Review and prepare flow credit applications and perform respective credit analysis
• Execute approved transactions including handling within banking system Avaloq, documentation and perfection of security
• Awareness around any potential credit issues and work towards resolving such issues
• Review daily credit violation report, monitor margin call accounts as well as effectively managing such margin calls
• Conduct various periodic risk monitoring tasks
• Conduct periodic credit reviews
• Manage non-performing loans (if any), including periodic reporting to the regulators
• Prepare various internal and external reporting on a regular basis
• Assist and provide relevant enhancement for existing credit processes and manuals in compliance with group policies and local regulatory rules
• Liaise with Legal and Compliance regarding complex credit requests
• Assist in credit related projects from time to time
• Perform Avaloq User Acceptance Testing (UAT)

• Degree in Banking and Finance, Accounting, Business or equivalent
• Proficient knowledge in Microsoft Excel, Word, Power Point
• Ideally 5 years related experience in private banking credit, lending
• Good understanding of private banking business and products
• Supports a culture of trust, ownership & pride
• Self-motivated professional with positive attitude
• Highly committed, willing to go the extra mile
• Accurate, diligent and independent, able to priories
• Continuously strives to develop own professional and technical expertise
• Aims to create added value for clients and other stakeholders
• Acts proactively on changes and sources for new opportunities
• Good analytical skillset to identify problems, draw conclusions and recommend solutions
• Decisive, takes ownership and drives results, works well under pressure
• Ability to innovate, challenging status quo
• Highly collaborative, shares information and works respectfully with others, participates and supports actively within the team
• Acts professionally, reliable and with integrity at all times
• Communicates clearly, openly and listens actively
• Fosters a culture of feedback, curious and constructively challenges ideas