Job Description

Role Responsibilities
The role-holder is accountable to define & drive a set of initiatives under the Credit Transformation program which will help in improving the RoTE for Clients by (a) Defining insights for Credit platforms to improve visibility of RWA, (b) materially improve Credit delivery TAT, with a focus on priority clients.

This will require a deep understanding of the Client Coverage business, with a specific focus on Credit processes & capital computations. The role-holder will need to drive close collaboration with Business, Operations & Transformation teams, taking a holistic look across platforms and processes.

• Provide leadership and direction to drive initiatives
• Communicate and raise the awareness & understanding of the insights & tools
• Provide thought leadership and knowledge to the team on ground on key areas to improve capital efficiency
• Drive Credit Delivery TAT improvement for priority clients, improving processes & platforms
• Foster awareness and understanding of the wider business, economic, industry, regulatory challenges, and changes in which the CC business operates
• Accountable to deliver initiatives in a manner that fosters innovation, enhances client experience, and contributes to the Client Coverage RoTE improvement

Strategy

• Engage with frontline and external industry stakeholders to ensure all change initiatives remain market aligned and are fit for purpose in delivering the against the Bank\xe2\x80\x99s strategy.

Business

• Bring CC business understanding and acumen to bear in business change initiatives.
• Identify, design, and deliver initiatives that will contribute to Credit Transformation Program

Processes

• Drive continuous improvement and effectiveness of CC activities which determine capital calculations
• Inform the development of end-to-end processes & scalable infrastructure for key business processes.

People & Talent

• Lead through example and help build the appropriate culture and values across the transformation team
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.

Risk Management

• Ensure that initiatives are delivered consistent with the requirements of risk frameworks and in a manner, that ideally improves our operational risk profile.

Governance

• Ensure that outcomes delivered, including necessary controls are fit for purpose and meet regulatory requirements.
• Ensure the Bank\xe2\x80\x99s project and change management governance disciplines are adhered with.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the workstreams to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles. Fair Outcomes for Clients, Effective Financial Markets, Financial Crime Compliance, The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Client Coverage Business Heads
• Client Coverage COO MT members
• Regional Business Planning Managers
• Client Coverage Function Heads

Other Responsibilities

• Embed Here for good and Group\xe2\x80\x99s brand and values in the Credit Transformation Program. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Our Ideal Candidate

• 15+ years of CCIB experience, specifically within Frontline, Product or Business Management roles
• Any Diploma or Graduate Degree from a recognized University
• Detailed understanding of CCIB products, processes & policies, with a specific focus on Credit Risk
• Detailed understanding of capital requirements & capital computation methodologies
• Experience leading complex, global initiatives, delivering material business value
• High proficiency in senior stakeholder management
• Excellent verbal, presentation and written communication skills.

Role Specific Competencies

• Business Facilitation
• Manage Risks
• Manage Projects
• Business Governance & support
• Manage People

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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